445 Rte 8, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 445 Rte 8, Cold Brook, NY 13324

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 2,548 sqft · built 1910
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Tax Bill$1,958 (2025)
APN214401 088.36-1-26

Property Details

APN / Parcel Number

Primary APN214401 088.36-1-26
Alternative APNs
  • 440108803600010260000000
  • 062001980

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,548 sqft Total Area
1st Floor Area1,274 sqft
2nd Floor Area1,274 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions397 ft deep x 60 ft wide
Shed1 Shed
Shed Area252 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number062001980
Street Address445 ROUTE 8
CityCOLD BROOK
StateNY
Zip13324
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code50
Legal DescriptionLOT 44 ROYAL GRANT HOUSE
Legal Block1
Legal Lot Number26.000
JurisdictionHERKIMER NY
Township / Civil DivisionRUSSIA
Census Block Group1
Census Block1004
Census Tract11503

Owner

Source: Herkimer County and Russia Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 112, COLD BROOK, NY 13324-0112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionRussia Town
MunicipalityCold Brook Village
Unified School DistrictPoland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,958.00 (+25.51%)$84,000 (-) Land $12,300 Building $71,700$116,829 (+4.31%) Land $17,107 Building $99,722
2023$84,000 Land $12,300 Building $71,700$112,000 Land $16,400 Building $95,600
2020$1,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2019–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLAND VILLAGE
serves 508 people · EPA ID NY2102313
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rte 8

Nearby Streets

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