435 Rte 8, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 435 Rte 8, Cold Brook, NY 13324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,749 sqft · built 1890
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Jul 2022)
Tax Bill	$1,548 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
APN	`214401 088.36-1-23`

Property Details

APN / Parcel Number

Primary APN	`214401 088.36-1-23`
Alternative APNs	`440108803600010230000000` `062000090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	389 ft deep x 90 ft wide
Porch	Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	062000090
Street Address	435 ROUTE 8
City	COLD BROOK
State	NY
Zip	13324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	50
Legal Description	LOT 43 ROYAL GRANT HOUSE GAR
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	HERKIMER NY
Township / Civil Division	RUSSIA
Census Block Group	1
Census Block	1004
Census Tract	11503

Owner

435 Rte 8 is owned and occupied by two individuals who bought it in July 2022.

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 ROUTE 8, COLD BROOK, NY 13324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Deed Document Number	2022RP2022-4155
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	0020224155
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Jul 26, 2022
Property Address	435 ROUTE 8, COLD BROOK, NY 13324
Document Number	RP20224155
Instrument Date	Jul 25, 2022
Instrument	RP2022-4155
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 MILLINGTON AVE, POLAND, NY 13431-7741

Mortgage

Document Number	RP20224156
Date	Jul 26, 2022
Instrument	RP2022-4156

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 435 Rte 8 was $1,548, down 0.1% from the year before.

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Russia Town
Municipality	Cold Brook Village
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,548.00 (-0.13%)
2025	$1,550.00	$66,500 Land $13,700 Building $52,800	$92,490 Land $19,054 Building $73,436
2023		$66,500 Land $13,700 Building $52,800	$88,667 Land $18,267 Building $70,400
2020	$1,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 435 Rte 8; there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Rte 8 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLAND VILLAGE serves 508 people · EPA ID NY2102313
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rte 8

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