445 Rob Roy Dr, Clermont, FL 34711 Property Records

Lake County property record for 445 Rob Roy Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,509 sqft · built 2002
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2015)
Tax Bill	$3,007 (2024)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19-22-26-0075-000-03500`

Property Details

APN / Parcel Number

Primary APN	`19-22-26-0075-000-03500`
Alternative APN	`3798232`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,509 sqft Living Area
1st Floor Area	2,509 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3798232
Street Address	445 ROB ROY DR
City	CLERMONT
State	FL
Zip	34711-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT HIGHLANDER ESTATES SUB LOT 35 PB 44 PGS 41-43 ORB 4673 PG 611
Legal Range	26E
Legal Township	22S
Legal Section	19
Legal Subdivision	CLERMONT
Legal Tract	75
Legal Lot Number	35
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1005
Census Tract	31312

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 ROB ROY DR, CLERMONT, FL 34711-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Prior Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	2015095776
Deed Book / Page	4673 / 0611
Record Updated	Jun 8, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	445 ROB ROY DR, CLERMONT, FL 34711-2462
Document Number	0051351183
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	445 ROB ROY DR CLERMONT FL 347112462, CLERMONT, FL 34711-2462

Mortgage

Document Number	0051351183
Date	Jul 9, 2018
Book Page	005135/001183
Instrument	78153

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,580 (+5.98%) Land $112,500 Building $111,080	$385,151 (+13.03%) Land $112,500 Building $272,651
2024	$3,007.00 (+2.14%)
2023	$2,944.00 (+3.3%) Homeowner's exemption	$210,960 (+3%)	$340,766 (+32.62%) Land $52,500 Building $288,266
2022	$2,850.00 Homeowner's exemption	$204,820	$256,956 Land $34,500 Building $222,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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