440 Rob Roy Dr, Clermont, FL 34711 Property Records

Lake County property record for 440 Rob Roy Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,794 sqft · built 2003
Lot Size	0.19 acres (8,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Sep 2026)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-22-26-0075-000-02700`

Property Details

APN / Parcel Number

Primary APN	`19-22-26-0075-000-02700`
Alternative APNs	`262219007500002700` `3798222`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,794 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	2,414 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,278 sqft (0.19 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	351 sqft
Porch	Unfinished Open Porch
Porch Area	208 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3798222
Street Address	440 ROB ROY DR
City	CLERMONT
State	FL
Zip	34711-2461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT HIGHLANDER ESTATES SUB LOT 27 PB 44 PGS 41-43 ORB 2515 PG 2496 ORB 3615 PG 832 ORB 6093 PG 961
Legal Range	26E
Legal Township	22S
Legal Section	19
Legal Subdivision	CLERMONT HIGHLANDER ESTATES SUB
Legal Tract	0075
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1004
Census Tract	31312

Owner

Source: Lake County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 10TH ST, STATEN ISLAND, NY 10306-2916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit MAINSTREET COMMUNITY BANK OF FLORIDA
Feb 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Jun 18, 2021	Correction Deed DILIGENT TITLE LLC, DILIGENCE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Deed Document Number	2026109023
Deed Book / Page	6806 / 1336
Prior Transfer Date	Dec 23, 2022
Prior Transfer Doc	0060930961
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 3, 2026
Property Address	440 ROB ROY DR, CLERMONT, FL 34711-2461
Document Number	0000109023
Book / Page	6806 / 1336
Instrument Date	Aug 27, 2026
Instrument	2026109023
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 10TH ST, STATEN ISLAND, NY 10306-2916

Mortgage

Document Number	0000109024,
Date	Sep 3, 2026
Instrument	2026109024

Lender

Name	E HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	440 ROB ROY DR, CLERMONT, FL 34711-2461
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ROB ROY DR, CLERMONT, FL 34711-2461

Mortgage

Document Number	0057342174
Date	Jun 22, 2021
Book Page	5734/2174
Instrument	2021085281

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORIDA
Type	Bank
Address	CLERMONT, FL 34711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Feb 15, 2023
Property Address	440 ROB ROY DR, CLERMONT, FL 34711-2461
Document Number	0060930961
Book / Page	6093 / 961
Map Reference	MB 44 PG 41
Instrument Date	Dec 23, 2022
Instrument	2023017553
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	TITLE WAREHOUSE/AMERICA INC, TITLE WAREHOUSES OF AMERICA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 ROB ROY DR, CLERMONT, FL 34711-2461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ROB ROY DR, CLERMONT, FL 34711-2461

Mortgage

Document Number	0006093962
Date	Feb 15, 2023
Instrument	6093/962

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE FL
Recording Date	Jun 18, 2021
Property Address	440 ROB ROY DR, CLERMONT, FL 34711-2461
Document Number	0057330902
Book / Page	5733 / 902
Map Reference	MB 44 PG 41-43
Instrument Date	May 12, 2021
Instrument	2021084208
Record Updated	May 18, 2023
Title Company	DILIGENT TITLE LLC, DILIGENCE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 ROB ROY DR, CLERMONT, FL 34711-2461

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,780 (+2.9%)	$414,954 (-0.09%) Land $112,500 Building $302,454
2025	$2,597.00 (+1.13%) Homeowner's exemption	$197,070 (+5.98%) Land $112,500 Building $84,570	$415,316 (+11.57%) Land $112,500 Building $302,816
2024	$2,568.00 (+2.27%)
2023	$2,511.00 (+3.42%) Homeowner's exemption	$185,950 (+3%)	$372,237 (+29.99%) Land $52,500 Building $319,737
2022	$2,428.00 Homeowner's exemption	$180,540	$286,354 Land $34,500 Building $251,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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