Bergen County and Garfield City property record for 445 River Dr, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,444 sqft · built 1922 |
| Lot Size | 0.415 acres (18,073 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Sep 1997) |
| Tax Bill | $10,117 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00080-0000-00012 |
| Primary APN | 21-00080-0000-00012 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 18,073 sqft (0.415 acres) |
| Parking Spaces | 6 Parking Spaces |
| Account Number | 001773 |
|---|---|
| Street Address | 445 RIVER DR |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 18071 SF |
| Legal Subdivision | BELMONT MAP 2 |
| Legal Block | 80 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21600 |
445 River Dr is owned by a company that bought it in September 1997.
Source: Bergen County and Garfield City records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9 VOELKER RD, FAIRFIELD, NJ 07004-2318 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 1997 · Amount on File |
| Deed Sale | Sep 12, 1997 · Amount on File |
| Deed Document Number | 1997112575 |
| Deed Book / Page | 8003 / 615 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,800 (-) Land $149,700 Building $141,100 | $290,800 (-) Land $149,700 Building $141,100 | |
| 2025 | $10,117.00 (+4.26%) | $290,800 (-) Land $149,700 Building $141,100 | $290,800 (-) Land $149,700 Building $141,100 |
| 2024 | $9,704.00 (+6.99%) | ||
| 2023 | $290,800 Land $149,700 Building $141,100 | $290,800 Land $149,700 Building $141,100 | |
| 2022 | $9,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 140 (1978–2021) |
| Claims Outside the SFHA | 5 of 140 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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