Bergen County and Elmwood Park Borough property record for 429 River Dr, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 2,941 sqft · built 1907 |
| Lot Size | 0.169 acres (7,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Mar 2026) |
| Tax Bill | $12,625 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00602-0000-00032 |
| Primary APN | 11-00602-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,941 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Lot Area | 7,344 sqft (0.169 acres) |
| Lot Dimensions | 113 ft deep x 65 ft wide |
| Account Number | 00017100 |
|---|---|
| Street Address | 429 RIVER DR |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R18 |
| Legal Description | 65X113 |
| Legal Subdivision | MAP 1 |
| Legal Block | 602 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21600 |
429 River Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Bergen County and Elmwood Park Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 RIVER DR, ELMWOOD PARK, NJ 07407-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC |
| Feb 1, 2023 | Deed, Transfer |
| Nov 8, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Dec 27, 1991 |
| Deed Document Number | 202613984 |
| Deed Book / Page | 5737 / 298 |
| Prior Transfer Date | Sep 18, 2017 |
| Prior Transfer Doc | 0027780706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 4, 2026 |
| Property Address | 429 RIVER DR, ELMWOOD PARK, NJ 07407-1542 |
| Document Number | 0057370298 |
| Book / Page | 5737 / 298 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026013984 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,411.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 258 LEE ST, ELMWOOD PARK, NJ 07407-2706 |
| Name | Verified Name |
|---|---|
| Address | 429 RIVER DR, ELMWOOD PARK, NJ 07407-1542 |
| Document Number | 2026013985 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026013985 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 1, 2023 |
| Property Address | 429 RIVER DR, ELMWOOD PARK, NJ 07407-1542 |
| Document Number | 0049211801 |
| Book / Page | 4921 / 1801 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023009125 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3820 YACHT CLUB DRIVE #505505, 505505, AVENTURA, FL 33180 |
| Name | Verified Name |
|---|---|
| Address | 3620 YACHT CLUB DR, AVENTURA, FL 33180-3552 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 8, 2017 |
| Property Address | 429 RIVER DR, ELMWOOD PARK, NJ 07407-1542 |
| Document Number | 0027780706 |
| Book / Page | 002778 / 000706 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 429 RIVER DR ELMWOOD PARK NJ 074071542, ELMWOOD PARK, NJ 07407-1542 |
The 2025 property tax bill for 429 River Dr was $12,625, up 4.3% from the year before.
Source: Bergen County and Elmwood Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Elmwood Park Borough |
| Unified School District | Elmwood Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650,800 (+65.05%) Land $299,500 Building $351,300 | $650,800 (+65.05%) Land $299,500 Building $351,300 | |
| 2025 | $12,625.00 (+4.33%) | $394,300 Land $266,400 Building $127,900 | $394,300 Land $266,400 Building $127,900 |
| 2024 | $12,101.00 | ||
| 2023 | $394,300 Land $266,400 Building $127,900 | $394,300 Land $266,400 Building $127,900 | |
| 2022 | $11,876.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 429 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 140 (1978–2021) |
| Claims Outside the SFHA | 5 of 140 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMWOOD PARK WATER DEPT serves 20,374 people · EPA ID NJ0211001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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