445 Ridge Rd, Killen, AL 35645 Property Records

Lauderdale County property record for 445 Ridge Rd, Killen, AL 35645

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,855 sqft · built 2013
Lot Size	3.36 acres (146,797 sqft)
Owner	Individual Name on Record
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-06-14-0-002-005-000`

Property Details

APN / Parcel Number

Primary APN	`16-06-14-0-002-005-000`
Alternative APNs	`077184` `13360` `77184`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,855 sqft Living Area
1st Floor Area	1,678 sqft
2nd Floor Area	1,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	146,797 sqft (3.36 acres)
Lot Dimensions	733 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	2,755 sqft
Parking Spaces	9 Parking Spaces
Patio Area	280 sqft
Bath House	280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	77184
Street Address	445 RIDGE RD
City	KILLEN
State	AL
Zip	35645-5853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	160S X 733 IRR SHOALS POPLAR SPRINGS SUB LOT 1
Legal Range	10W
Legal Township	02S
Legal Section	14
Legal Subdivision	SHOALS POPLAR SPRINGS
Legal Lot Number	1
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4005
Census Tract	11603

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	445 RIDGE RD, KILLEN, AL 35645-5853
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Oct 14, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2011
Deed Sale	Apr 4, 2011
Prior Sale	Apr 4, 2011
Deed Document Number	2011/11906
Deed Book / Page	2011 / 11906
Last Transfer Date	Oct 14, 2025
Transfer Doc	2025/49178
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	445 RIDGE RD, KILLEN, AL 35645-5853
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/17508
Date	Apr 30, 2018
Book Page	2018/17508

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Fixed Rate

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 14, 2025
Property Address	445 RIDGE RD, KILLEN, AL 35645-5853
Document Number	2025/49178
Book / Page	2025 / 49178
Map Reference	MB 2 PG 180
Instrument Date	Oct 7, 2025
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 RIDGE RD, KILLEN, AL 35645-5853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 RIDGE RD, KILLEN, AL 35645-5853

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00 (-2.71%) Homeowner's exemption Senior Citizen's exemption	$94,960 (-2.72%)	$949,400 (-2.73%) Land $435,600 Building $513,800
2024	$2,800.00 Homeowner's exemption Senior Citizen's exemption	$97,620 (+124.1%) Land $43,560 Building $54,060	$976,080 (-) Land $435,600 Building $540,480
2023	$2,800.00 (+23.51%) Homeowner's exemption Senior Citizen's exemption	$43,560 (-44.8%) Land $43,560	$976,080 (+23.68%) Land $435,600 Building $540,480
2022	$2,267.00 Homeowner's exemption Senior Citizen's exemption	$78,920	$789,200 Land $373,400 Building $415,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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