Lauderdale County property record for 281 Ridge Rd, Killen, AL 35645
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,885 sqft · built 1979 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2019) |
| Tax Bill | $719 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-06-14-0-002-029-008 |
| Primary APN | 16-06-14-0-002-029-008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 1,885 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Lot Dimensions | 300 ft deep x 300 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 94256 |
|---|---|
| Street Address | 281 RIDGE RD |
| City | KILLEN |
| State | AL |
| Zip | 35645-5849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 300.6 X 300 IRR LOT PT OF NE/4 OF NW/4 OF SEC 14 T2S R10W 1.6 AC/D |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 14 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | KILLEN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11603 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 281 RIDGE RD, KILLEN, AL 35645-5849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Oct 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT |
| Sep 30, 2019 | Survivorship Deed, Transfer · FHA Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 0201941743 |
| Deed Book / Page | 2019 / 41743 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 281 RIDGE RD, KILLEN, AL 35645-5849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02022/6430 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 2022/6430 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 281 RIDGE RD, KILLEN, AL 35645-5849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021/37365 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 2021/37365 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 281 RIDGE RD, KILLEN, AL 35645-5849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024/44280 |
|---|---|
| Date | Oct 22, 2024 |
| Book Page | 2024/44280 |
| Name | ADVANCE MORTGAGE & INVESTMENT |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 30, 2019 |
| Property Address | 281 RIDGE RD, KILLEN, AL 35645-5849 |
| Document Number | 2019/41743 |
| Book / Page | 2019 / 41743 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 W HAWTHORNE ST, FLORENCE, AL 35630-3401 |
| Name | Verified Name |
|---|---|
| Address | 281 RIDGE RD, KILLEN, AL 35645-5849 |
| Document Number | 2019/41745 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 2019/41745 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $719.00 (+3.3%) Homeowner's exemption | $22,200 (+3.06%) | $221,760 (+2.98%) Land $37,000 Building $184,760 |
| 2024 | $696.00 (-0.57%) Homeowner's exemption | $21,540 (+529.82%) Land $3,740 Building $17,800 | $215,340 (+6.52%) Land $37,300 Building $178,040 |
| 2023 | $700.00 (+19.86%) Homeowner's exemption | $3,420 (-79.76%) Land $3,420 | $202,160 (+19.62%) Land $34,200 Building $167,960 |
| 2022 | $584.00 Homeowner's exemption | $16,900 | $169,000 Land $28,400 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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