445 Rayburn Rd, Murray, KY 42071 Property Records

Calloway County property record for 445 Rayburn Rd, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	1,040 sqft
Lot Size	0.527 acres (22,956 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Sep 2019)
Tax Bill	$753 (2025)
Deeds & Mortgages	Sep 2019 Sale & Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-0-0095`

Property Details

APN / Parcel Number

Primary APN	`015-0-0095`
Alternative APN	`44390`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Exterior Material	Stone
Construction Type	Manufactured
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,956 sqft (0.527 acres)
Porch	Slab
Porch Area	173 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	44390
Street Address	445 RAYBURN RD
City	MURRAY
State	KY
Zip	42071-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	445 RAYBURN ROAD
Jurisdiction	CALLOWAY KY
Township / Civil Division	HAZEL-LYNN GROVE
Census Block Group	2
Census Block	2032
Census Tract	10700

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 RAYBURN RD, MURRAY, KY 42071-4574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Warranty Deed, Transfer · Line of Credit US BANK NA
Apr 5, 2017	Warranty Deed, Transfer · ARM L&N FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	2019636775
Deed Book / Page	1226 / 273
Prior Transfer Date	Oct 16, 2014
Prior Transfer Doc	001028/074
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 11, 2019
Property Address	445 RAYBURN RD, MURRAY, KY 42071-4574
Document Number	001226/273
Book / Page	1226 / 273
Instrument Date	Sep 6, 2019
Instrument	636775
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1275 BEECH GROVE RD, SHEPHERDSVILLE, KY 40165-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RAYBURN RD, MURRAY, KY 42071-4574

Mortgage

Document Number	0000636776
Date	Sep 11, 2019
Instrument	636776

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 5, 2017
Property Address	445 RAYBURN RD, MURRAY, KY 42071-4574
Document Number	001129/681
Book / Page	1129 / 681
Instrument Date	Apr 3, 2017
Instrument	619764
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4960 HIGHWAY 140 W, PURYEAR, TN 38251-3932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SUNBEAM CT, SHEPHERDSVILLE, KY 40165-6697

Mortgage

Document Number	0000619765
Date	Apr 5, 2017
Instrument	619765

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2032
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00 (-1.57%)	$82,000 (-)	$82,000 (-)
2023	$765.00	$82,000	$82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rayburn Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures