Calloway County property record for 438 Rayburn Rd, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,166 (Nov 2023) |
| Tax Bill | $714 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-0-0091 |
| Primary APN | 015-0-0091 |
|---|---|
| Alternative APN |
|
| Lot Area | 102,366 sqft (2.35 acres) |
|---|
| Account Number | 85650 |
|---|---|
| Street Address | 438 RAYBURN RD |
| City | MURRAY |
| State | KY |
| Zip | 42071-4574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-91,92 RAYBURN ROAD |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | HAZEL-LYNN GROVE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10700 |
Source: Calloway County assessment roll, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 RAYBURN RD, MURRAY, KY 42071-4574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit MURRAY BANK |
| Apr 13, 2026 | Deed of Trust, Mortgage · Construction Mortgage MURRAY BANK |
| Apr 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2021 · Amount on Record |
| Deed Document Number | 2023686612 |
| Deed Book / Page | 1437 / 116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Aug 10, 2026 |
| Property Address | 438 RAYBURN RD, MURRAY, KY 42071-4574 |
| Document Number | 0000727460 |
| Book / Page | 1554 / 544 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026727460 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 438 RAYBURN RD, MURRAY, KY 42071-4574 |
| Document Number | 0000727460, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 1554/544 |
| Instrument | 2026727460 |
| Name | MURRAY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2047 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 13, 2026 |
| Property Address | 438 RAYBURN RD, MURRAY, KY 42071-4574 |
| Document Number | 0000725397 |
| Book / Page | 1538 / 582 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026725397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 438 RAYBURN RD, MURRAY, KY 42071-4574 |
| Document Number | 0000725397, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 1538/582 |
| Instrument | 2026725397 |
| Name | MURRAY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2047 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 14, 2021 |
| Property Address | 438 RAYBURN RD, MURRAY, KY 42071-4574 |
| Document Number | 001307/705 |
| Book / Page | 1307 / 705 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 648414 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 RAYBURN RD, 291, MURRAY, KY 42071-4408 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 438 RAYBURN RD, MURRAY, KY 42071-4574 |
Source: Calloway County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714.00 (+121.74%) | $81,000 (+125%) | $81,000 (+125%) |
| 2023 | $322.00 | $36,000 | $36,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Corp. Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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