445 Rainbow Cir, Clover, SC 29710 Property Records

York County property record for 445 Rainbow Cir, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,989 sqft · built 1976
Lot Size	1.07 acres (46,974 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Sep 2023)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`465-00-00-038`

Property Details

APN / Parcel Number

Primary APN	`465-00-00-038`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,989 sqft Living Area
Gross Area	2,913 sqft
1st Floor Area	1,989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Lot Area	46,974 sqft (1.07 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Location & Zoning

Street Address	445 RAINBOW CIR
City	CLOVER
State	SC
Zip	29710-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	RAINBOW CIRCLE
Legal Subdivision	RAINBOW CIRCLE
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1002
Census Tract	61705

Owner

445 Rainbow Cir is owned and occupied by two individuals who bought it in September 2023.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 29, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 3, 2020	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 30, 2018	Grant Deed, Transfer ATTORNEY ONLY
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	202330812
Deed Book / Page	20974 / 109
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	1852400022
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RAINBOW CIR, CLOVER, SC 29710-7699

Mortgage

Document Number	2064700058
Date	Mar 7, 2023
Book Page	20647/58
Instrument	2023006269

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Sep 1, 2050

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 29, 2023
Property Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	2097400109
Book / Page	20974 / 109
Instrument Date	Sep 29, 2023
Instrument	2023030812
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 RAINBOW CIR, CLOVER, SC 29710-7699

Mortgage

Document Number	2023030828
Date	Sep 29, 2023
Instrument	2023030828

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 3, 2020
Property Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1871900316
Book / Page	18719 / 316
Map Reference	MB A 229 PG 7
Instrument Date	Sep 1, 2020
Instrument	2020053021
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RAINBOW CIR, CLOVER, SC 29710-7699

Mortgage

Document Number	2020053022
Date	Nov 3, 2020
Instrument	2020053022

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Aug 24, 2020
Property Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1852400022
Book / Page	018524 / 000022
Instrument Date	Aug 21, 2020
Instrument	38845
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RAINBOW CIR CLOVER SC 297107699, CLOVER, SC 29710-7699

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Nov 30, 2018
Property Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1729900392
Book / Page	017299 / 000392
Instrument Date	Nov 29, 2018
Instrument	50765
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$344.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 HIGHWAY 557 CLOVER SC 297107326, CLOVER, SC 29710-7326

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Nov 30, 2018
Property Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1729900388
Book / Page	017299 / 000388
Instrument Date	Nov 15, 2018
Instrument	50763
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RAINBOW CIR CLOVER SC 297107699, CLOVER, SC 29710-7699

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Nov 30, 2018
Property Address	445 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1729900390
Book / Page	017299 / 000390
Instrument Date	Nov 15, 2018
Instrument	50764
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RAINBOW CIR CLOVER SC 297107699, CLOVER, SC 29710-7699

Tax Assessment & Valuation

The 2025 property tax bill for 445 Rainbow Cir was $1,899.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00	$13,876 Land $2,200 Building $11,676	$346,900 Land $55,000 Building $291,900
2023	$1,562.00 (+21.37%)	$10,784 (-) Land $1,800 Building $8,984	$269,595 (-) Land $45,000 Building $224,595
2022	$1,287.00	$10,784 Land $1,800 Building $8,984	$269,595 Land $45,000 Building $224,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Rainbow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Rainbow Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures