407 Rainbow Cir, Clover, SC 29710 Property Records

York County property record for 407 Rainbow Cir, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1975
Lot Size	0.97 acres (42,232 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2021)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`465-00-00-031`

Property Details

APN / Parcel Number

Primary APN	`465-00-00-031`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Lot Area	42,232 sqft (0.97 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Location & Zoning

Street Address	407 RAINBOW CIR
City	CLOVER
State	SC
Zip	29710-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOT 5 RAINBROW CIRCLE
Legal Subdivision	RAINBOW CIRCLE
Legal Lot Number	5
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1002
Census Tract	61705

Owner

407 Rainbow Cir is owned and occupied by two individuals who bought it in October 2021.

Source: York County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 RAINBOW CIR, CLOVER, SC 29710-7699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 13, 2021	Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jun 24, 2021	Deed of Distribution, Transfer
Feb 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jul 13, 1999 · Amount on File
Deed Document Number	202158590
Deed Book / Page	19675 / 52
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	1937600018
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Jul 2, 2026
Property Address	407 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	0000023447
Book / Page	22678 / 273
Instrument Date	Jun 24, 2026
Instrument	202623447
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 RAINBOW CIR, CLOVER, SC 29710-7699

Mortgage

Document Number	0000023447,
Date	Jul 2, 2026
Book Page	22678/273
Instrument	202623447

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 13, 2021
Property Address	407 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1967500052
Book / Page	19675 / 52
Map Reference	MB B125 PG 6
Instrument Date	Oct 12, 2021
Instrument	2021058590
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 RAINBOW CIR, CLOVER, SC 29710-7699

Mortgage

Document Number	2021058591
Date	Oct 13, 2021
Instrument	2021058591

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YORK SC
Recording Date	Jun 24, 2021
Property Address	407 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1937600018
Book / Page	19376 / 18
Instrument Date	Jun 22, 2021
Instrument	2021036432
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HARDIN ST, BOONE, NC 28607-4153

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Feb 21, 2019
Property Address	407 RAINBOW CIR, CLOVER, SC 29710-7699
Document Number	1741500053
Book / Page	017415 / 000053
Instrument Date	Feb 19, 2019
Instrument	6779
Transaction Type	Transfer
Record Updated	Mar 7, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 RAINBOW CIR CLOVER SC 297107699, CLOVER, SC 29710-7699

Tax Assessment & Valuation

The 2025 property tax bill for 407 Rainbow Cir was $1,911.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00	$13,960 Land $2,200 Building $11,760	$349,000 Land $55,000 Building $294,000
2023	$1,935.00	$13,356 Land $1,800 Building $11,556	$333,899 Land $45,000 Building $288,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Rainbow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Rainbow Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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