San Diego County property record for 445 Palm Dr, #49, Vista, CA 92084
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 4 ba · 4,000 sqft · built 1964 |
| Lot Size | 0.186 acres (8,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Aug 2017) |
| Tax Bill | $10,134 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-141-01-00 |
| Primary APN | 175-141-01-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 3 Units |
| Building Area | 4,000 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Multi-Family |
| Lot Area | 8,113 sqft (0.186 acres) |
| Old Parcel Number | 1751510100 |
|---|---|
| Street Address | 445 PALM DR, 49 |
| City | VISTA |
| State | CA |
| Zip | 92084-5133 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SPI |
| Legal Description | LOT 16 TR 002088 |
| Legal Subdivision | EWING HEIGHTS |
| Legal Tract | 002088 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 19502 |
445 Palm Dr, #49 is owned by an individual who bought it in August 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 449 PALM DR, VISTA, CA 92084-5133 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 11, 2017 | Grant Deed, Transfer · Commercial Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on File |
| Deed Sale | Aug 11, 2017 · Amount on File |
| Prior Sale | Jul 3, 1990 · Amount on File |
| Deed Document Number | 2017366401 |
| Prior Transfer Date | Jun 11, 2001 |
| Prior Transfer Doc | 0000592228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 445 PALM DR # 49, 49, VISTA, CA 92084-5133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 445 PALM DR 449, 449, VISTA, CA 92084-5133 |
| Document Number | 0000497144 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0497144 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 11, 2017 |
| Property Address | 445 PALM DR # 49, 49, VISTA, CA 92084-5133 |
| Document Number | 0000366401 |
| Map Reference | MAP2088 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 2017-0366401 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY OF CA SD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 PALM DR # 449, 449, VISTA, CA 92084-5133 |
| Document Number | 0000366402 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 2017-0366402 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 445 Palm Dr, #49 was $10,134.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $771,783 (+2%) Land $377,187 Building $394,596 | |
| 2025 | $10,134.00 | $756,651 Land $369,792 Building $386,859 |
| 2023 | $9,448.00 (+18.95%) | $727,272 Land $355,434 Building $371,838 |
| 2022 | $7,943.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 445 Palm Dr, #49 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 Palm Dr, #49 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, San Diego Broadband, T-Mobile.
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