438 Palm Dr, Vista, CA 92084 Property Records

San Diego County property record for 438 Palm Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,174 sqft · built 1948
Lot Size	0.162 acres (7,069 sqft)
Owner	Company Name on Record
Last Sale	$244,000 (Aug 2012)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`175-140-47-00`

Property Details

APN / Parcel Number

Primary APN	`175-140-47-00`
Alternative APN	`1751404000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,174 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,069 sqft (0.162 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1751404000
Street Address	438 PALM DR
City	VISTA
State	CA
Zip	92084-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 12 (EX ENCROACHMENTS SHN THN)NLY PAR PER ROS 2494 IN TR 001472
Legal Subdivision	MARTINS ADD
Legal Tract	001472
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	438 PALM DR, VISTA, CA 92084-5132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA FEDERAL CREDIT UNION
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2012 · Amount on Record
Deed Sale	Aug 20, 2012 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	2012496008
Prior Transfer Date	Aug 16, 2012
Prior Transfer Doc	0000497831
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2026
Property Address	438 PALM DR, VISTA, CA 92084-5132
Document Number	0000101849
Instrument Date	Apr 6, 2026
Instrument	2026101849
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	438 PALM DR, VISTA, CA 92084-5132

Mortgage

Document Number	0000101849,
Date	Apr 13, 2026
Instrument	2026101849

Lender

Name	CALIFORNIA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	438 PALM DR, VISTA, CA 92084-5132
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PALM DR, VISTA, CA 92084-5132

Mortgage

Document Number	0000481226
Date	Dec 29, 2022
Instrument	2022-0481226

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$137,313 (+2%) Land $52,810 Building $84,503
2025	$2,302.00 (+4.02%)	$134,622 (+4.04%) Land $51,775 Building $82,847
2024	$2,213.00 (+1.65%)
2023	$2,177.00 (+0.18%)	$129,396 Land $49,765 Building $79,631
2022	$2,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Kwikbit, T-Mobile.

Nearby Properties on Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures