Garrett County property record for 445 Obrien Rd, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,688 sqft · built 1988 |
| Lot Size | 19.9 acres (869,458 sqft) |
| Owner | Company Name on Record |
| Last Sale | $200,000 (Jun 2014) |
| Tax Bill | $2,945 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-011995 |
| Primary APN | 01-011995 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,688 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Roof Material | Composition Shingle |
| Lot Area | 869,458 sqft (19.9 acres) |
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | 420 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 011995 |
|---|---|
| Street Address | 445 OBRIEN RD |
| City | SWANTON |
| State | MD |
| Zip | 21561-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19.96 AC N/S OBRIEN RD FORT HILL |
| Legal Subdivision | DAVID ROTH |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 400 |
Source: Garrett County records, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 479 OBRIEN RD, SWANTON, MD 21561-2609 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Dec 21, 2017 | Deed of Trust, Mortgage JEFFREY A MOSER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2014 · Amount on Record |
| Deed Sale | Jun 25, 2014 · Amount on Record |
| Prior Sale | Jun 3, 2002 · Amount on Record |
| Deed Book / Page | 1813 / 330 |
| Prior Transfer Date | Jun 19, 2014 |
| Prior Transfer Doc | 0018130330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 445 OBRIEN RD, SWANTON, MD 21561-2609 |
| Document Number | 0020680370 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0020680370 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 002068/000370 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 445 OBRIEN RD, SWANTON, MD 21561-2609 |
| Document Number | 0020500178 |
| Book / Page | 002050 / 000178 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0020500178 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 002050/000178 |
| Name | JEFFREY A MOSER |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 25% |
|---|
Source: Garrett County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,945.00 (+15.4%) | $254,867 (+19.41%) | $322,200 (+45.66%) Land $53,400 Building $268,800 |
| 2023 | $2,552.00 | $213,433 | $221,200 Land $45,800 Building $175,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1985–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
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