284 Obrien Rd, Swanton, MD 21561 Property Records

Garrett County property record for 284 Obrien Rd, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1986
Lot Size	8.52 acres (371,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (Feb 2018)
Tax Bill	$2,762 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-012304`

Property Details

APN / Parcel Number

Primary APN	`01-012304`
Alternative APNs	`1012304` `012304`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Total Area
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Metal
Lot Area	371,131 sqft (8.52 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	288 sqft
Shed	1 Shed
Shed Area	1,536 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012304
Street Address	284 OBRIEN RD
City	SWANTON
State	MD
Zip	21561-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.52 AC S/S OBRIEN RD FORT HILL
Legal Subdivision	WAYNE A OBRIEN
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1018
Census Tract	400

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4000 CHEMICAL RD, 200, PLYMOUTH MEETING, PA 19462-1708
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Oct 10, 2003
Deed Book / Page	2056 / 494
Transfer Doc	0000001578
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 5, 2018
Property Address	284 OBRIEN RD, SWANTON, MD 21561-2610
Document Number	0020560494
Book / Page	2056 / 0494
Instrument Date	Sep 22, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 OBRIEN RD, 284, SWANTON, MD 21561-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 OBRIEN RD, SWANTON, MD 21561-2610

Mortgage

Document Number	0002056499
Date	Feb 5, 2018
Instrument	2056/499

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,762.00 (+21.19%)	$245,767 (+29.31%)	$270,200 (+37.23%) Land $36,200 Building $234,000
2023	$2,279.00	$190,067	$196,900 Land $33,200 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Pogozone powered by Neubeam Fixed Wireless	300 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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