445 N 38th Ave, Phoenix, AZ 85009 Property Records

Maricopa County property record for 445 N 38th Ave, Phoenix, AZ 85009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,653 sqft · built 1959
Lot Size0.153 acres (6,660 sqft)
OwnerIndividual Name on File
Tax Bill$1,516 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN106-12-046

Property Details

APN / Parcel Number

Primary APN106-12-046
Alternative APN
  • 106120460

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,653 sqft Living Area
Gross Area1,923 sqft
1st Floor Area1,653 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area6,660 sqft (0.153 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address445 N 38TH AVE
CityPHOENIX
StateAZ
Zip85009-4149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionREYNOLDS PARK 1 TO 3 MCR 55/25
Legal Range2E
Legal Township1N
Legal Section3
Legal SubdivisionREYNOLDS PARK 1 TO 3
Legal Block7
Legal Lot Number1
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2008
Census Tract112602

Owner

445 N 38th Ave is owned and occupied by an individual who acquired it in November 2022.

Source: Maricopa County records, as of September 14, 2026

Owner of RecordIndividual Name on File
Mailing Address445 N 38TH AVE, PHOENIX, AZ 85009-4149
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 7, 2022Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2022
Deed SaleNov 7, 2022
Deed Document Number2022823561
Prior Transfer DateApr 15, 2016
Prior Transfer Doc0000251365
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address445 N 38TH AVE, PHOENIX, AZ 85009-4149
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 N 38TH AVE, PHOENIX, AZ 85009-4149

Mortgage

Document Number0000012246
DateJan 9, 2024
Instrument20240012246
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term347 Months
DueDec 1, 2052

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 7, 2022
Property Address445 N 38TH AVE, PHOENIX, AZ 85009-4149
Document Number0000823561
Map ReferenceMB 55 PG 25
Instrument DateNov 3, 2022
Instrument20220823561
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 N 38TH AVE, PHOENIX, AZ 85009-4149

Mortgage

Document Number0000823562
DateNov 7, 2022
Instrument20220823562
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 445 N 38th Ave was $1,516.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictIsaac Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,600 (+186.71%)$296,000 (+3.97%) Land $59,200 Building $236,800
2025$1,516.00$10,324 (-61.07%)$284,700 (+7.35%) Land $56,900 Building $227,800
2024$26,520$265,200 Land $53,000 Building $212,200
2023$1,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 N 38th Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 N 38th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: AT&T, GeoLinks, T-Mobile.

Nearby Properties on N 38th Ave

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