431 N 38th Ave, Phoenix, AZ 85009 Property Records

Maricopa County property record for 431 N 38th Ave, Phoenix, AZ 85009

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,056 sqft · built 1955
Lot Size	0.153 acres (6,669 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Dec 2020)
Tax Bill	$559 (2025)
Deeds & Mortgages	Jan 2023 Sale Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`106-12-049`

Property Details

APN / Parcel Number

Primary APN	`106-12-049`
Alternative APN	`106120491`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,669 sqft (0.153 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	730 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Street Address	431 N 38TH AVE
City	PHOENIX
State	AZ
Zip	85009-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	REYNOLDS PARK 1 TO 3 MCR 55/25
Legal Range	2E
Legal Township	1N
Legal Section	3
Legal Subdivision	REYNOLDS PARK 1 TO 3
Legal Block	7
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2008
Census Tract	112602

Owner

431 N 38th Ave is owned and occupied by an individual who acquired it in December 2022.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Beneficiary Deed, Transfer
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 21, 2020	Warranty Deed, Transfer EMPIRE W TITLE AGENCY
Aug 11, 2020	Warranty Deed, Transfer · Commercial Mortgage SOUTHWEST CAPITOL LLC
Jul 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage NEW HORIZONS ROTH 401(K) (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	20201243894
Last Transfer Date	Dec 27, 2022
Transfer Doc	0000010720
Record Updated	Sep 20, 2026

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 9, 2023
Property Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149
Document Number	0000010720
Map Reference	MB 55 PG 25
Instrument Date	Dec 27, 2022
Instrument	20230010720
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 16, 2020
Property Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149
Document Number	0001243894
Map Reference	MB 55 PG 25
Instrument Date	Dec 15, 2020
Instrument	20201243894
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6040 N 15TH ST # ST44, 6040, PHOENIX, AZ 85014-2430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149

Mortgage

Document Number	0001243895
Date	Dec 16, 2020
Instrument	20201243895

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 21, 2020
Property Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149
Document Number	0000771023
Instrument Date	Aug 17, 2020
Instrument	771023
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6040 N 15TH ST #44 PHOENIX AZ 850142430, 44, PHOENIX, AZ 85014-2430
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 11, 2020
Property Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149
Document Number	0000732675
Map Reference	MB 55 PG 25
Instrument Date	Aug 4, 2020
Instrument	20200732675
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 N 38TH AVE, 431, PHOENIX, AZ 85009-4149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46383, PHOENIX, AZ 85063-6383
Investor	Possibly a Property Investor

Mortgage

Document Number	0000732676
Date	Aug 11, 2020
Instrument	20200732676

Lender

Name	SOUTHWEST CAPITOL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000732677
Date	Aug 11, 2020
Instrument	20200732677

Lender

Name	SOUTHWEST CAPITOL LLC
Type	Non-Lending Institution
Address	GILBERT, AZ 85234

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 19, 2017
Property Address	431 N 38TH AVE, PHOENIX, AZ 85009-4149
Document Number	0000525889
Instrument Date	Jul 17, 2017
Instrument	525889
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 N 38TH AVE PHOENIX AZ 850094149, PHOENIX, AZ 85009-4149

Mortgage

Document Number	525890
Date	Jul 19, 2017
Instrument	525890

Lender

Name	NEW HORIZONS ROTH 401(K) (CT)
Address	7522 E MCDONALD DR, SCOTTSDALE, AZ 85250-6011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 431 N 38th Ave was $559.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Isaac Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,920 (+553.38%)	$249,200 (+7.51%) Land $49,800 Building $199,400
2025	$559.00	$3,814 (-82.95%)	$231,800 (+3.62%) Land $46,300 Building $185,500
2024		$22,370	$223,700 Land $44,700 Building $179,000
2023	$552.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 N 38th Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 N 38th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, T-Mobile.

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