445 N 2nd St, Reading, PA 19601 Property Records

Berks County property record for 445 N 2nd St, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,708 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Jun 2026)
Tax Bill$474 (2026)
Deeds & MortgagesJun 2026 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN5307-66-62-3904

Property Details

APN / Parcel Number

Primary APN5307-66-62-3904
Alternative APNs
  • 06-5307-66-62-3904
  • 6052025
  • 052025

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,708 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6052025
Street Address445 N 2ND ST
CityREADING
StatePA
Zip19601-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block23
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1009
Census Tract1300

Owner

Source: Berks County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address445 N 2ND ST, READING, PA 19601-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleOct 2, 2003 · Amount on Record
Deed Document Number202619730
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJun 22, 2026
Property Address445 N 2ND ST, READING, PA 19601-2739
Document Number0000019730
Instrument DateJun 18, 2026
Instrument202619730
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyCONESTOGA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$161,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 N 2ND ST, READING, PA 19601-2739
InvestorPossibly a Property Investor

Mortgage

Document Number0000019731,
DateJun 22, 2026
Instrument202619731
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$474.00 (+6.76%)$16,800 (-) Land $7,000 Building $9,800$7,000 (-58.33%) Land $7,000
2024$444.00$16,800 Land $7,000 Building $9,800
1994$16,800 Land $7,000 Building $9,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N 2nd St

Nearby Streets

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