435 N 2nd St, Reading, PA 19601 Property Records

Berks County property record for 435 N 2nd St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1920
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$72,500 (Nov 2022)
Tax Bill	$553 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-66-62-2785`

Property Details

APN / Parcel Number

Primary APN	`5307-66-62-2785`
Alternative APNs	`06-5307-66-62-2785` `051950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 N 2ND ST
City	READING
State	PA
Zip	19601-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1009
Census Tract	1300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22 THOMAS SPEAKMAN DR, GLEN MILLS, PA 19342-1368
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit PHILADELPHIA FCU
Nov 15, 2022	Special Warranty Deed, Transfer PRIME FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Nov 22, 2000 · Amount on Record
Deed Document Number	202244327
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	435 N 2ND ST, READING, PA 19601-2701
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	SURETY ABSTRACT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 WILMINGTON PIKE 3504, 3504, GLEN MILLS, PA 19342-1233
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038077
Date	Dec 29, 2023
Instrument	2023038077

Lender

Name	PHILADELPHIA FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19154

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Nov 15, 2022
Property Address	435 N 2ND ST, READING, PA 19601-2701
Document Number	0000044327
Instrument Date	Nov 10, 2022
Instrument	2022044327
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	GERMANTOWN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 THOMAS SPEAKMAN DR, GLEN MILLS, PA 19342-1368

Mortgage

Document Number	0000044328
Date	Nov 15, 2022
Instrument	2022044328

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution
Address	LANCASTER, PA 17601

Agreement

Amount	Amount Recorded
Term	14 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$553.00 (+6.76%)	$19,600 (-) Land $5,300 Building $14,300	$5,300 (-72.96%) Land $5,300
2024	$518.00	$19,600 Land $5,300 Building $14,300
1994			$19,600 Land $5,300 Building $14,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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