Island County property record for 445 Mitchell Dr, Coupeville, WA 98239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1994 |
| Lot Size | 0.168 acres (7,336 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,216 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S8305-06-02048-0 |
| Primary APN | S8305-06-02048-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,616 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Hardboard/Plywood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 7,336 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 174 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 445 MITCHELL DR |
|---|---|
| City | COUPEVILLE |
| State | WA |
| Zip | 98239-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | TER WEST 6 LOT 48 BLK 2 |
| Legal Subdivision | TER WEST 6 |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 971302 |
445 Mitchell Dr is owned and occupied by two individuals who acquired it in January 2013.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 MITCHELL DR, COUPEVILLE, WA 98239-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU |
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit SOUND CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 16, 2013 |
| Transfer Doc | 0004332079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 445 MITCHELL DR, COUPEVILLE, WA 98239-9649 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004519391 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 4519391 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | TACOMA, WA 98402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 445 MITCHELL DR, COUPEVILLE, WA 98239-9649 |
| Document Number | 0004424382 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 445 MITCHELL DR COUPEVILLE WA 982399649, COUPEVILLE, WA 98239-9649 |
| Document Number | 0004424382 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 4424382 |
| Name | SOUND CU |
|---|---|
| Type | Credit Union |
| Address | TACOMA, WA 98402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 15, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 445 Mitchell Dr was $3,216.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Coupeville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,216.00 | ||
| 2025 | $446,791 Land $210,000 Building $236,791 | $446,791 Land $210,000 Building $236,791 | |
| 2023 | $3,055.00 | $411,101 (+7.66%) Land $180,000 Building $231,101 | $411,101 (+7.66%) Land $180,000 Building $231,101 |
| 2022 | $381,839 Land $170,000 Building $211,839 | $381,839 Land $170,000 Building $211,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Mitchell Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 3 (2018–2022) |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Mitchell Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TERONDA WEST COUNTRY CLUB ASSN. private · serves 127 people · EPA ID WA5387520 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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