Island County property record for 438 Mitchell Dr, Coupeville, WA 98239
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,300 sqft · built 1994 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2017) |
| Tax Bill | $3,216 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S8305-06-02018-0 |
| Primary APN | S8305-06-02018-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Porch | Open Porch |
| Porch Area | 427 sqft |
| Storage Building | 232 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 438 MITCHELL DR |
|---|---|
| City | COUPEVILLE |
| State | WA |
| Zip | 98239-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | TER WEST 6 LOT 18 BLK 2 |
| Legal Subdivision | TER WEST 6 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 971302 |
438 Mitchell Dr is owned by an individual who bought it in August 2017.
Source: Island County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 495, CROFTON, BC V0R 1 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Aug 1, 2017 | Warranty Deed, Transfer · ARM SKAGIT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | May 13, 2010 · Amount on File |
| Deed Document Number | 20174427375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 438 MITCHELL DR, COUPEVILLE, WA 98239-9649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004491669 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 4491669 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Aug 1, 2017 |
| Property Address | 438 MITCHELL DR, COUPEVILLE, WA 98239-9649 |
| Document Number | 0004427375 |
| Map Reference | VOL11 PG3 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 4427375 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | LAND TITLE & ESCROW OF ISLAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,633.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MITCHELL DR, COUPEVILLE, WA 98239-9649 |
| Document Number | 0004427376 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 4427376 |
| Name | SKAGIT BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
The 2026 property tax bill for 438 Mitchell Dr was $3,216.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Coupeville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,216.00 | ||
| 2025 | $446,744 Land $210,000 Building $236,744 | $446,744 Land $210,000 Building $236,744 | |
| 2023 | $3,110.00 | $418,824 (+7.72%) Land $180,000 Building $238,824 | $418,824 (+7.72%) Land $180,000 Building $238,824 |
| 2022 | $388,793 Land $170,000 Building $218,793 | $388,793 Land $170,000 Building $218,793 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Mitchell Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 3 (2018–2022) |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Mitchell Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TERONDA WEST COUNTRY CLUB ASSN. private · serves 127 people · EPA ID WA5387520 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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