445 Melanie Meadows Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 445 Melanie Meadows Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,416 sqft · built 1986
Lot Size	0.231 acres (10,049 sqft)
Owner	Individual Name on Record
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23S-32-0363`

Property Details

APN / Parcel Number

Primary APN	`23S-32-0363`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,371 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,049 sqft (0.231 acres)
Lot Dimensions	75 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Open Frame Porch
Porch Area	308 sqft
Balcony Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 MELANIE MEADOWS LN
City	BALLWIN
State	MO
Zip	63021-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RIES MEADOWS 23S320044 2 4 77 LOT 12
Legal Subdivision	RIES MEADOWS
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2005
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 MELANIE MEADOWS LN, BALLWIN, MO 63021-6337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Mar 2, 2017	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	445 MELANIE MEADOWS LN, BALLWIN, MO 63021-6337
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 MELANIE MEADOWS LN, BALLWIN, MO 63021-6337

Mortgage

Document Number	2025112500098
Date	Nov 25, 2025
Instrument	2025112500098

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	445 MELANIE MEADOWS LN, BALLWIN, MO 63021-6337
Document Number	0224262219
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 MELANIE MEADOWS LN BALLWIN MO 630216337, BALLWIN, MO 63021-6337

Mortgage

Document Number	0224262219
Date	Mar 7, 2017
Book Page	022426/002219
Instrument	477

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,120 (-) Land $31,430 Building $41,690	$384,800 (-) Land $165,400 Building $219,400
2025	$5,011.00 (+12.96%)	$73,120 (+15.33%) Land $31,430 Building $41,690	$384,800 (+15.31%) Land $165,400 Building $219,400
2024	$4,436.00 (+0.09%)
2023	$4,432.00 (+7.76%)	$63,400 (+15.29%) Land $24,450 Building $38,950	$333,700 (+15.31%) Land $128,700 Building $205,000
2022	$4,113.00	$54,990 Land $20,960 Building $34,030
2021			$289,400 Land $110,300 Building $179,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Melanie Meadows Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures