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445 Lynette St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 445 Lynette St, Gaithersburg, MD 20878

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,280 sqft · built 2003
Lot Size0.079 acres (3,438 sqft)
Owner2 Trust Names on File
Last Sale$775,000 (Jan 2017)
Tax Bill$11,034 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-03326766

Property Details

APN / Parcel Number

Primary APN09-03326766
Alternative APNs
  • 903326766
  • 03326766

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,280 sqft Living Area
1st Floor Area1,240 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,438 sqft (0.079 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Deck Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03326766
Street Address445 LYNETTE ST
CityGAITHERSBURG
StateMD
Zip20878-6543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMXD
Legal DescriptionLAKELANDS PH 2 SEC 2
Legal SubdivisionLAKELANDS
Legal Phase2
Legal BlockKK
Legal Lot Number8
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4017
Census Tract700826

Owner

445 Lynette St is owner-occupied and held in a trust since January 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Trust Names on File
Mailing Address445 LYNETTE ST, GAITHERSBURG, MD 20878-6543
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2017 · Amount on File
Deed SaleJan 3, 2017 · Amount on File
Prior SaleApr 14, 2005
Deed Book / Page53510 / 324
Prior Transfer DateDec 19, 2013
Prior Transfer Doc0481940178
Record UpdatedSep 20, 2026

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJan 3, 2017
Property Address445 LYNETTE ST, GAITHERSBURG, MD 20878-6543
Document Number0535100324
Book / Page53510 / 324
Map ReferencePL21747
Instrument DateNov 21, 2016
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address445 LYNETTE ST, GAITHERSBURG, MD 20878-6543

Mortgage

Document Number0535100330
DateJan 3, 2017
Book Page53510/330
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 445 Lynette St was $11,034, down 2.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$900,800 (+3.38%) Land $366,200 Building $534,600$900,800 (-) Land $366,200 Building $534,600
2025$11,034.00 (-2.27%)$871,367$900,800 Land $366,200 Building $534,600
2024$11,290.00
2023$812,500 Land $366,200 Building $446,300$812,500 Land $366,200 Building $446,300
2022$9,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Lynette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Lynette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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