Montgomery County property record for 440 Lynette St, Gaithersburg, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,944 sqft · built 2003 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $609,540 (Mar 2004) |
| Tax Bill | $12,129 (2025) |
| Deeds & Mortgages | Dec 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03385481 |
| Primary APN | 09-03385481 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,944 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,800 sqft (0.11 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03385481 |
|---|---|
| Street Address | 440 LYNETTE ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-6544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MXD |
| Legal Description | LAKELANDS PH 2 |
| Legal Subdivision | LAKELANDS |
| Legal Phase | 2 |
| Legal Block | R |
| Legal Lot Number | 57 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 700826 |
440 Lynette St is owned and occupied by two individuals who bought it in March 2004.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 LYNETTE ST, GAITHERSBURG, MD 20878-6544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2004 · Amount on File |
| Deed Sale | Mar 11, 2004 · Amount on File |
| Deed Document Number | 2004299271 |
| Deed Book / Page | 26834 / 522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 440 LYNETTE ST, GAITHERSBURG, MD 20878-6544 |
| Document Number | 0539470344 |
| Book / Page | 053947 / 000344 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 LYNETTE ST GAITHERSBURG MD 208786544, GAITHERSBURG, MD 20878-6544 |
| Document Number | 0539470344 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 053947/000344 |
| Name | US BANK NA #2007-AMC2 (CE) |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Amount | Amount on Record |
|---|---|
| Term | 468 Months |
| Due | Mar 8, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 440 Lynette St was $12,129.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $951,100 (+5.7%) Land $390,100 Building $561,000 | $951,100 (-) Land $390,100 Building $561,000 | |
| 2025 | $12,129.00 | $899,800 | $951,100 Land $390,100 Building $561,000 |
| 2023 | $797,200 Land $390,100 Building $407,100 | $797,200 Land $390,100 Building $407,100 | |
| 2022 | $9,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Lynette St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 440 Lynette St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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