445 Long Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 445 Long Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,026 sqft · built 1978
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Mar 2021)
Tax Bill	$7,254 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARP M:037 L:069`

Property Details

APN / Parcel Number

Primary APN	`HARP M:037 L:069`
Alternative APN	`2886`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,026 sqft Living Area
Gross Area	7,142 sqft
1st Floor Area	1,459 sqft
Basement Area	1,395 sqft
Unfinished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2886
Street Address	445 LONG POINT RD
City	HARPSWELL
State	ME
Zip	04079-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	69
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3011
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	30 SHARA LN, PENNINGTON, NJ 08534-4215
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Deed Document Number	202116491
Deed Book / Page	37905 / 45
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARPSWELL ME
Recording Date	Mar 9, 2021
Property Address	445 LONG POINT RD, HARPSWELL, ME 04079-3909
Document Number	0379050045
Book / Page	37905 / 45
Instrument Date	Feb 26, 2021
Instrument	16491
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	30 SHARA LN, PENNINGTON, NJ 08534-4215

Mortgage

Document Number	16492
Date	Mar 9, 2021
Instrument	16492

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,254.00 (+4.72%)	$1,089,200 (-) Land $308,700 Building $780,500
2024	$6,927.00 (+4.26%)	$1,089,200 (-) Land $308,700 Building $780,500
2023	$6,644.00 (+3.39%)	$1,089,200 (-) Land $308,700 Building $780,500
2022	$6,426.00	$1,089,200 Land $308,700 Building $780,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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