Cumberland County and Harpswell Town property record for 421 Long Point Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,153 sqft · built 2022 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,686 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | HARP M:038 L:138 |
| Primary APN | HARP M:038 L:138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,153 sqft Living Area |
| Gross Area | 6,012 sqft |
| 1st Floor Area | 1,124 sqft |
| Attic | Attic |
| Attic Area | 384 sqft |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 1,124 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 2964 |
|---|---|
| Street Address | 421 LONG POINT RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR/CF |
| Legal Lot Number | 138 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 421 LONG POINT RD, HARPSWELL, ME 04079-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 421 LONG POINT RD, HARPSWELL, ME 04079-3909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0370680120 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 37068/120 |
| Instrument | 49985 |
| Name | MECHANICS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2045 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,686.00 (+8.59%) | $1,754,700 (+3.69%) Land $371,000 Building $1,383,700 |
| 2024 | $10,762.00 (+13.09%) | $1,692,200 (+8.47%) Land $371,000 Building $1,321,200 |
| 2023 | $9,516.00 (+181.87%) | $1,560,000 (+172.63%) Land $371,000 Building $1,189,000 |
| 2022 | $3,376.00 | $572,200 Land $371,000 Building $201,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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