445 Jackson Cir, Ocracoke, NC 27960 Property Records

Hyde County property record for 445 Jackson Cir, Ocracoke, NC 27960

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,092 sqft · built 2006
Lot Size0.23 acres (10,050 sqft)
OwnerCompany Name on Record
Last Sale$1,233 (Jun 2021)
Tax Bill$7,760 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN9500790777

Property Details

APN / Parcel Number

Primary APN9500790777
Alternative APN
  • 895

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area3,092 sqft Heated Area
Basement Area1,468 sqft
Unfinished Basement1,468 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialWood Shingle
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,050 sqft (0.23 acres)
Lot Dimensions150 ft deep x 67 ft wide
DrivewayDriveway
Driveway Area1,980 sqft
PorchPatio
Porch Area588 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Old Parcel Number9500790777
Street Address445 JACKSON CIR
CityOCRACOKE
StateNC
Zip27960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT # 23 B1 EJACKSON DUNES
Legal SubdivisionJACKSONS DUNES
Legal Lot Number23
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3042
Census Tract920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4580, EMERALD ISLE, NC 28594-4580
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Jun 17, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2021 · Amount on Record
Deed SaleJun 17, 2021 · Amount on Record
Prior SaleJul 3, 1987 · Amount on Record
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHYDE NC
Property Address445 JACKSON CIR, OCRACOKE, NC 27960
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7304 SOUND DR, EMERALD ISLE, NC 28594-3031

Mortgage

Document Number0000301/93
DateOct 2, 2023
Book Page301/93
Instrument411743
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHYDE NC
Recording DateJun 17, 2021
Property Address445 JACKSON CIR, OCRACOKE, NC 27960
Document Number000290/831
Book / Page290 / 831
Map ReferenceCAB B SL 13-A
Instrument DateJun 10, 2021
Instrument409567
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,233.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 933, WASHINGTON, NC 27889-0933

Transferred To (Grantee/Buyer)

NameVerified Name
Address7401 ARCHERS CREEK CT, EMERALD ISLE, NC 28594-2901

Mortgage

Document Number0000409568
DateJun 17, 2021
Instrument409568
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,760.00 (+11.65%)$825,516 (+31.42%) Land $180,000 Building $645,516$825,516 (+31.42%) Land $180,000 Building $645,516
2023$6,950.00$628,162 Land $120,000 Building $508,162$628,162 Land $120,000 Building $508,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 631 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
incl. 41 condo units
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 95% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCRACOKE SANITARY DISTRICT
serves 900 people · EPA ID NC0448020
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ocracoke Cable TV
Cable
10 / 1

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jackson Cir

Nearby Streets

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