405 Jackson Cir, Ocracoke, NC 27960 Property Records

Hyde County property record for 405 Jackson Cir, Ocracoke, NC 27960

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1982
Lot Size0.23 acres (10,050 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Sep 2007)
Tax Bill$3,342 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN9500792872

Property Details

APN / Parcel Number

Primary APN9500792872
Alternative APN
  • 710

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,200 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1992
Architectural StyleBungalow
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,050 sqft (0.23 acres)
Lot Dimensions150 ft deep x 67 ft wide
PorchPatio
Porch Area272 sqft
Deck Area808 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number9500792872
Street Address405 JACKSON CIR
CityOCRACOKE
StateNC
Zip27960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRICULTUR
Legal DescriptionLOT # 29 B1 EJACKSON DUNES
Legal SubdivisionJACKSON DUNES
Legal Lot Number29
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3042
Census Tract920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1223 NUMBER 90 CUTOFF RD, WILLIAMSTON, NC 27892-8158
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2007 · Amount on Record
Deed SaleSep 17, 2007 · Amount on Record
Deed Book / Page228 / 473
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHYDE NC
Property Address405 JACKSON CIR, NC
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 CHERRY RD, WASHINGTON, NC 27889-7795

Mortgage

Document Number000295/189
DateApr 5, 2022
Book Page295/189
Instrument410418
Lender
NameFIRST BANK
TypeBank
AddressWASHINGTON, NC 27889
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,342.00 (+43.37%)$355,550 (+65.12%) Land $180,000 Building $175,550$355,550 (+65.12%) Land $180,000 Building $175,550
2023$2,331.00$215,331 Land $120,000 Building $95,331$215,331 Land $120,000 Building $95,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 631 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
incl. 41 condo units
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 99% of North Carolina
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCRACOKE SANITARY DISTRICT
serves 900 people · EPA ID NC0448020
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ocracoke Cable TV
Cable
10 / 1

May also be available: AT&T, Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Jackson Cir

Nearby Streets

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