445 Hulston Landing Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 445 Hulston Landing Rd, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,337 sqft · built 2019
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Jan 2026)
Tax Bill	$10,858 (2025)
Deeds & Mortgages	Jan 2026 Sale Apr 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242009556`

Property Details

APN / Parcel Number

Primary APN	`242009556`
Alternative APN	`R614 036 000 3238 0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,337 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	445 HULSTON LANDING RD
City	OKATIE
State	SC
Zip	29909-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1105 CYPRESS RIDGE PH11 PB151 PG99
Legal Subdivision	MILL CREEK AT CYPRESS RIDGE
Legal Lot Number	1105
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1004
Census Tract	2103

Owner

Source: Beaufort County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 HULSTON LANDING RD, OKATIE, SC 29909-7873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer
Apr 4, 2024	Warranty Deed, Transfer · Line of Credit AMERIS BANK
Oct 8, 2019	Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Apr 4, 2024 · Amount on Record
Deed Document Number	20262386
Deed Book / Page	4500 / 2114
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 16, 2026
Property Address	445 HULSTON LANDING RD, BLUFFTON, SC 29909-7873
Document Number	0000002386
Book / Page	4500 / 2114
Map Reference	MB 151 PG 99
Instrument Date	Jan 8, 2026
Instrument	2026002386
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Tax	$1,531.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HULSTON LANDING RD, BLUFFTON, SC 29909-7873

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 4, 2024
Property Address	445 HULSTON LANDING RD, BLUFFTON, SC 29909-7873
Document Number	0000014633
Book / Page	4323 / 1858
Map Reference	MB 151 PG 99
Instrument Date	Mar 27, 2024
Instrument	2024014633
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HULSTON LANDING RD, BLUFFTON, SC 29909-7873

Mortgage

Document Number	0000014634
Date	Apr 4, 2024
Instrument	2024014634

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000014634
Date	Apr 4, 2024
Book Page	4323/1861
Instrument	2024014634

Lender

Name	AMERIS BANK
Type	Bank
Address	1850 PARKWAY PL SE STE 400, MARIETTA, GA 30067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 8, 2019
Property Address	445 HULSTON LANDING RD, BLUFFTON, SC 29909-7873
Document Number	0000054373
Book / Page	3801 / 830
Map Reference	MB 151 PG 99
Instrument Date	Sep 11, 2019
Instrument	2019054373
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$951.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	445 HULSTON LANDING RD, BLUFFTON, SC 29909-7873

Mortgage

Document Number	0000054374
Date	Oct 8, 2019
Book Page	3801/833
Instrument	2019054374

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,858.00 (+277.93%)	$37,500 (+49.05%)
2024	$2,873.00	$25,160 (-) Land $1,880 Building $23,280	$629,000 (+0.64%) Land $47,000 Building $582,000
2023	$2,873.00 (+8.17%)	$25,160 (+71.86%) Land $1,880 Building $23,280	$625,000 (+70.77%) Land $47,000 Building $578,000
2022	$2,656.00 Homeowner's exemption	$14,640 Land $1,880 Building $12,760	$366,000 Land $47,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, Xfinity.

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