445 Hook Rd, Westminster, MD 21157 Property Records

Carroll County property record for 445 Hook Rd, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1953
Square Footage	2,121 sqft Total Area
Lot Size	43,200 sqft (0.992 acres)
Garage	Attached, 480 sqft
Occupancy	Owner Occupied
Last Sale	$385,000 (2006)
Tax Bill	$4,383.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-018312`
Alternative APNs	`7018312` `018312`

Interior

Full Baths	2 Baths
Building Area	2,121 sqft Total Area
Basement Area	870 sqft Basement
Finished Basement	870 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	43,200 sqft (0.992 acres)
Depth X Width	216 ft x 200 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Porch Area	327 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	018312
Street Address	445 HOOK RD
City	WESTMINSTER
State	MD
Zip	21157-5920
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 43200 SQ FT S/S HOOK RD W OF OGG SUMMIT
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	3
Census Block	3011
Census Tract	507802

Owner

Source: Carroll County records · APN 07-018312

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 HOOK RD, WESTMINSTER, MD 21157-5920
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2006 · Amount on Record
Deed Sale	Jul 21, 2006 · Amount on Record
Deed Doc Number	200660183
Deed Book / Page	4938 / 56
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	445 HOOK RD, WESTMINSTER, MD 21157-5920
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HOOK RD, WESTMINSTER, MD 21157-5920

Mortgage

Document Number	0109510366
Date	Dec 20, 2022
Book Page	10951/366

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,300 (+19.53%) Land $130,000 Building $278,300	$408,300 (+19.53%) Land $130,000 Building $278,300
2025	$4,383.00 (+13.55%)
2023	$3,860.00	$341,600 Land $129,300 Building $212,300	$341,600 Land $129,300 Building $212,300

Flood & Wildfire

445 Hook Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.