Carroll County property record for 439 Hook Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1971 |
| Square Footage | 2,290 sqft Total Area |
| Lot Size | 15,120 sqft (0.347 acres) |
| Garage | Built-in, 286 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,753.00 (2025) |
| Primary APN | 07-031084 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,290 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,120 sqft (0.347 acres) |
| Depth X Width | 216 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 286 sqft Garage |
| Deck Area | 320 sqft Deck |
| Porch Area | 128 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 031084 |
|---|---|
| Street Address | 439 HOOK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5920 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 3 - 15120 SF 439 HOOK RD W OF OGG SUMMIT |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 507802 |
Source: Carroll County records · APN 07-031084
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 HOOK RD, WESTMINSTER, MD 21157-5920 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2023 | Deed of Trust, Mortgage · Closed End Mortgage PNC BANK NA |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 439 HOOK RD, WESTMINSTER, MD 21157-5920 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 439 HOOK RD, WESTMINSTER, MD 21157-5920 |
| Document Number | 0111430459 |
|---|---|
| Date | Nov 08, 2023 |
| Book Page | 11143/459 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 6 Months |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 439 HOOK RD, WESTMINSTER, MD 21157-5920 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0100740006 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 10074/406 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,000 (+25.84%) Land $90,000 Building $264,000 | $354,000 (+25.84%) Land $90,000 Building $264,000 | |
| 2025 | $3,753.00 (+18.09%) | ||
| 2023 | $3,178.00 | $281,300 Land $90,000 Building $191,300 | $281,300 Land $90,000 Building $191,300 |
439 Hook Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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