445 Harmony Trl, Canton, NC 28716 Property Records

Haywood County property record for 445 Harmony Trl, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1999
Lot Size	10 acres (438,954 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Oct 2024)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Oct 2022 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8633-89-5428`

Property Details

APN / Parcel Number

Primary APN	`8633-89-5428`
Alternative APNs	`275657` `285613`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Heated Area
Gross Area	1,434 sqft
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Rustic
Exterior Material	Logs
Lot Area	438,954 sqft (10 acres)
Terrain	Wooded
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	285613
Street Address	445 HARMONY TRL
City	CANTON
State	NC
Zip	28716-0739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	445 HARMONY TRL #1
Legal Subdivision	P MICHAEL & VANESSA MCKINNEY
Legal Tract	1
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	1
Census Block	1062
Census Tract	921301

Owner

Source: Haywood County records · APN 8633-89-5428

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 HARMONY TRL, CANTON, NC 28716-0739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 23, 2018	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG
Sep 27, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Oct 25, 2022 · Amount on Record
Deed Document Number	20248121
Deed Book / Page	1115 / 2209
Prior Transfer Date	Sep 22, 2017
Prior Transfer Doc	0009370571
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 25, 2022
Property Address	445 HARMONY TRL, CANTON, NC 28716-0739
Document Number	0010741180
Book / Page	1074 / 1180
Map Reference	CAB C SL 8034
Instrument Date	Oct 20, 2022
Instrument	2022011139
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Amount	Amount Recorded
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12916 PEGASUS ST, 12916, AUSTIN, TX 78727-3036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 AUGUSTA DR, NAPLES, FL 34109-3347

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	445 HARMONY TRL, CANTON, NC 28716-0739
Document Number	0010110974
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HARMONY TRL CANTON NC 287160739, CANTON, NC 28716-0739

Mortgage

Document Number	0010110974
Date	Oct 23, 2020
Book Page	001011/000974
Instrument	10957

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 23, 2018
Property Address	445 HARMONY TRL, CANTON, NC 28716-0739
Document Number	0009612114
Book / Page	000961 / 002114
Instrument Date	Oct 19, 2018
Instrument	9533
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	445 HARMONY TRL CANTON NC 287160739, CANTON, NC 28716-0739

Mortgage

Document Number	9612117
Date	Oct 23, 2018
Book Page	000961/002117
Instrument	9534

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Sep 27, 2017
Property Address	445 HARMONY TRL, CANTON, NC 28716-0739
Document Number	0009370571
Book / Page	937 / 0571
Map Reference	CAB C SL6540
Instrument Date	Sep 22, 2017
Instrument	2017008870
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	LENDERS TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 LOVE JOY RD, CANTON, NC 28716-7618
Investor	Possibly a Property Investor

Mortgage

Document Number	2017008871
Date	Sep 27, 2017
Instrument	2017008871

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2042

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,600 (-) Land $106,700 Building $163,900
2025	$1,917.00	$270,600 (-) Land $106,700 Building $163,900	$270,600 (-) Land $106,700 Building $163,900
2023		$270,600 Land $106,700 Building $163,900	$270,600 (-) Land $106,700 Building $163,900
2021			$270,600 Land $106,700 Building $163,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Zito West Holding Cable	1,000 / 25
Starlink Satellite	280 / 30

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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