261 Harmony Trl, Canton, NC 28716 Property Records

Haywood County property record for 261 Harmony Trl, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 624 sqft · built 2020
Lot Size	10.4 acres (457,336 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 2020)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8633-79-8426`

Property Details

APN / Parcel Number

Primary APN	`8633-79-8426`
Alternative APN	`264551`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	624 sqft Heated Area
Gross Area	1,104 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Lot Area	457,336 sqft (10.4 acres)
Terrain	Wooded
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	264551
Street Address	261 HARMONY TRL
City	CANTON
State	NC
Zip	28716-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	261 HARMONY TRL #3
Legal Tract	3
Legal Unit	3
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	1
Census Block	1062
Census Tract	921301

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 HARMONY TRL, CANTON, NC 28716-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Oct 7, 2020	Warranty Deed, Subdivision Related Transfer TELCO CMNTY CU
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit ALFIE INVESTORS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	202012198
Deed Book / Page	1014 / 235
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 19, 2020
Property Address	261 HARMONY TRL, CANTON, NC 28716-1040
Document Number	0010140235
Book / Page	1014 / 235
Map Reference	CAB C SL 8034
Instrument Date	Nov 19, 2020
Instrument	2020012198
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6041, ASHEVILLE, NC 28816-6041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HARMONY TRAIL, CANTON, NC 28716-1040

Mortgage

Document Number	0001014238
Date	Nov 19, 2020
Instrument	1014/238

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 7, 2020
Property Address	261 HARMONY TRL, CANTON, NC 28716-1040
Document Number	0010091821
Book / Page	001009 / 001821
Instrument Date	Oct 2, 2020
Instrument	10174
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6041 ASHEVILLE NC 288166041, ASHEVILLE, NC 28816-6041

Mortgage

Document Number	10091823
Date	Oct 7, 2020
Book Page	001009/001823
Instrument	10175

Lender

Name	TELCO CMNTY CU
Type	Credit Union
Address	ASHEVILLE, NC 28806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.47%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	261 HARMONY TRL, CANTON, NC 28716-1040
Document Number	0009911194
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6041 ASHEVILLE NC 288166041, ASHEVILLE, NC 28816-6041

Mortgage

Document Number	0009911194
Date	Feb 14, 2020
Book Page	000991/001194
Instrument	1436

Lender

Name	ALFIE INVESTORS LLC
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,800 (-) Land $121,900 Building $269,900
2025	$2,705.00	$391,800 (+0.72%) Land $121,900 Building $269,900	$391,800 (+0.72%) Land $121,900 Building $269,900
2023		$389,000 Land $121,900 Building $267,100	$389,000 (-) Land $121,900 Building $267,100
2021			$389,000 Land $121,900 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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