Kane County property record for 445 Hamilton Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.226 acres (9,866 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $447,500 (Jul 2019) |
| Tax Bill | $12,824 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-334-001 |
| Primary APN | 09-29-334-001 |
|---|
| Lot Area | 9,866 sqft (0.226 acres) |
|---|
| Street Address | 445 HAMILTON RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM HEIGHTS RESUB LT 78 |
| Legal Subdivision | ANTHEM HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852203 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 HAMILTON RD, SAINT CHARLES, IL 60175-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 201933214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 29, 2019 |
| Property Address | 445 HAMILTON RD, ST CHARLES, IL 60175-8018 |
| Document Number | 0000033214 |
| Map Reference | DOC 2017K020504 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 2019K033214 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 445 HAMILTON RD, SAINT CHARLES, IL 60175-8018 |
| Document Number | 0000033215 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019K033215 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,824.00 (+3.12%) Homeowner's exemption | ||
| 2024 | $175,862 (+7.84%) Land $33,516 Building $142,346 | $527,797 (+7.88%) Land $100,588 Building $427,209 | |
| 2022 | $12,436.00 (+4.06%) Homeowner's exemption | $163,075 (+4.91%) Land $36,893 Building $126,182 | $489,225 (+4.91%) Land $110,679 Building $378,546 |
| 2021 | $11,951.00 Homeowner's exemption | $155,442 Land $35,166 Building $120,276 | $466,326 Land $105,498 Building $360,828 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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