Kane County property record for 435 Hamilton Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.12 acres (5,262 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $440,000 (Oct 2021) |
| Tax Bill | $12,327 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage May 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-334-002 |
| Primary APN | 09-29-334-002 |
|---|
| Lot Area | 5,262 sqft (0.12 acres) |
|---|
| Street Address | 435 HAMILTON RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM HEIGHTS RESUB LT 77 |
| Legal Subdivision | ANTHEM HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852203 |
435 Hamilton Rd is owner-occupied and held in a trust since August 2025.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 435 HAMILTON RD, SAINT CHARLES, IL 60175-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEALTHCARE ASSOCIATES CU |
| May 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI DRAPER & KRAMER MTG |
| Sep 24, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on File |
| Deed Sale | Oct 1, 2021 · Amount on File |
| Prior Sale | Sep 24, 2018 · Amount on File |
| Deed Document Number | 202174498 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 0000018965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 435 HAMILTON RD, ST CHARLES, IL 60175-8018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010776 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026K010776 |
| Name | HEALTHCARE ASSOCIATES CU |
|---|---|
| Type | Credit Union |
| Address | LISLE, IL 60532 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 2, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 8, 2026 |
| Property Address | 435 HAMILTON RD, SAINT CHARLES, IL 60175-8018 |
| Document Number | 0000018965 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 202618965 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 435 HAMILTON RD, SAINT CHARLES, IL 60175-8018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 1, 2021 |
| Property Address | 435 HAMILTON RD, ST CHARLES, IL 60175-8018 |
| Document Number | 0000074498 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021K074498 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 435 HAMILTON RD, SAINT CHARLES, IL 60175-8018 |
| Document Number | 0000074499 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021K074499 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 435 HAMILTON RD, ST CHARLES, IL 60175-8018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028975 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2019K028975 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 435 HAMILTON RD, ST CHARLES, IL 60175-8018 |
| Document Number | 0000075689 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 435 HAMILTON RD SCHILLER PARK IL 60176, SCHILLER PARK, IL 60176 |
| Document Number | 0000075689 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 75689 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60615 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 24, 2018 |
| Property Address | 435 HAMILTON RD, ST CHARLES, IL 60175-8018 |
| Document Number | 0000046551 |
| Map Reference | DOC2017K020504 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018K046551 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Address | 435 HAMILTON RD, SAINT CHARLES, IL 60175-8018 |
| Document Number | 0000046552 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 2018K046552 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 435 Hamilton Rd was $12,327 with a homeowner's exemption, up 2.9% from the year before.
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,327.00 (+2.94%) Homeowner's exemption | ||
| 2024 | $11,975.00 | $169,320 Land $33,516 Building $135,804 | $508,163 Land $100,588 Building $407,575 |
| 2022 | $11,314.00 (+4.08%) Homeowner's exemption | $146,128 (+4.91%) Land $36,893 Building $109,235 | $438,384 (+4.91%) Land $110,679 Building $327,705 |
| 2021 | $10,870.00 Homeowner's exemption | $139,289 Land $35,166 Building $104,123 | $417,867 Land $105,498 Building $312,369 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 Hamilton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Hamilton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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