Ramsey County property record for 445 Gramsie Rd, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,210 sqft · built 1978 |
| Lot Size | 0.293 acres (12,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Sep 2026) |
| Tax Bill | $6,050 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-23-21-0007 |
| Primary APN | 25-30-23-21-0007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,750 sqft (0.293 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 444346 |
|---|---|
| Street Address | 445 GRAMSIE RD |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-7022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERTS CRESTVIEW ADDITION,NO.2 LOT 3 BLK 1 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | ROBERTS CRESTVIEW ADDITION,NO.2 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40709 |
445 Gramsie Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Ramsey County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 GRAMSIE RD, SAINT PAUL, MN 55126-7022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU |
| Apr 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FIN'L FCU |
| Jan 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Oct 7, 2014 · Amount on File |
| Deed Document Number | 20265120813 |
| Prior Transfer Date | Sep 18, 2002 |
| Prior Transfer Doc | 0000307041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 15, 2026 |
| Property Address | 445 GRAMSIE RD, SAINT PAUL, MN 55126-7022 |
| Document Number | 0005120813 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20265120813 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | WATERMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164,832.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 445 GRAMSIE RD, SAINT PAUL, MN 55126-7022 |
| Document Number | 0005120814, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20265120814 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 445 GRAMSIE RD, SHOREVIEW, MN 55126-7022 |
| Document Number | 0004799475 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 445 GRAMSIE RD SHOREVIEW MN 551267022, SHOREVIEW, MN 55126-7022 |
| Document Number | 0004799475 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 4799475 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 25, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 8, 2019 |
| Property Address | 445 GRAMSIE RD, SHOREVIEW, MN 55126-7022 |
| Document Number | 0004752302 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 4752302 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,248.14 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 GRAMSIE RD SHOREVIEW MN 551267022, SHOREVIEW, MN 55126-7022 |
| Document Number | 4752303 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 4752303 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.72% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 445 GRAMSIE RD, SHOREVIEW, MN 55126-7022 |
| Document Number | 0004701304 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 GRAMSIE RD SHOREVIEW MN 551267022, SHOREVIEW, MN 55126-7022 |
| Document Number | 0004701304 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 4701304 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | ST CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 8, 2028 |
The 2025 property tax bill for 445 Gramsie Rd was $6,050.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,200 Land $82,700 Building $377,500 | $460,200 Land $82,700 Building $377,500 | |
| 2025 | $6,050.00 | ||
| 2023 | $5,332.00 | $444,500 Land $82,700 Building $361,800 | $444,500 Land $82,700 Building $361,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Gramsie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Gramsie Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
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