435 Gramsie Rd, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 435 Gramsie Rd, Shoreview, MN 55126

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,056 sqft · built 1977
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2020)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-23-21-0005`

Property Details

APN / Parcel Number

Primary APN	`25-30-23-21-0005`
Alternative APNs	`8190534` `219515`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Wood
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	219515
Street Address	435 GRAMSIE RD
City	SAINT PAUL
State	MN
Zip	55126-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERTS CRESTVIEW ADDITION,NO.2 LOT 1 BLK 1
Legal Range	23
Legal Township	30
Legal Section	25
Legal Subdivision	ROBERTS CRESTVIEW ADDITION,NO.2
Legal Block	1
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	2
Census Block	2001
Census Tract	40709

Owner

435 Gramsie Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 GRAMSIE RD, SAINT PAUL, MN 55126-7022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Oct 31, 2008 · Amount on File
Deed Document Number	20204847021
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 23, 2020
Property Address	435 GRAMSIE RD, SHOREVIEW, MN 55126-7022
Document Number	0004847021
Instrument Date	Nov 20, 2020
Instrument	4847021
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 GRAMSIE RD SHOREVIEW MN 551267022, SHOREVIEW, MN 55126-7022

Mortgage

Document Number	4847022
Date	Nov 23, 2020
Instrument	4847022

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 435 Gramsie Rd was $5,308 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,000 Land $82,700 Building $330,300	$413,000 Land $82,700 Building $330,300
2025	$5,308.00
2023	$4,798.00 Homeowner's exemption	$400,900 Land $82,700 Building $318,200	$400,900 Land $82,700 Building $318,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Gramsie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Gramsie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shoreview serves 26,750 people · EPA ID MN1620020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20