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445 Gerona Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 445 Gerona Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 1977
Lot Size0.18 acres (7,840 sqft)
Owner2 Company Names on File
Last Sale$157,000 (Jun 2002)
Tax Bill$1,814 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN231120-0000

Property Details

APN / Parcel Number

Primary APN231120-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area1,836 sqft
1st Floor Area1,550 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Lot Width80 ft Width
Garage Area286 sqft

Exterior Amenities

Pool Area450 sqft
PorchEnclosed Glass Porch
Porch Area300 sqft
Patio Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address445 GERONA RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-40 ST AUG SOUTH UT 7 LOTS 2075 & 2076 OR1773/1040 & 4551/716 4557/840 (F/J) & 6155/1130(Q/C)
Legal Range30E
Legal Township07S
Legal Section31
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 7
Legal Block7
Legal Lot Number2075
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2014
Census Tract21302

Owner

Source: St. Johns County records · APN 231120-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address445 GERONA RD, SAINT AUGUSTINE, FL 32086-6111
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2002 · Amount on Record
Deed SaleJun 19, 2002 · Amount on Record
Prior SaleDec 28, 2001 · Amount on Record
Deed Document Number200235837
Deed Book / Page1773 / 1040
Last Transfer DateMay 20, 2025
Transfer Doc0061551130
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address445 GERONA RD, SAINT AUGUSTINE, FL 32086-6111
Transaction TypeMortgage
Record UpdatedMay 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 GERONA RD, ST AUGUSTINE, FL 32086-6111

Mortgage

Document Number0052491932
DateApr 28, 2021
Book Page5249/1932
Instrument2021047271
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMay 23, 2018
Property Address445 GERONA RD, SAINT AUGUSTINE, FL 32086-6111
Document Number0045510716
Book / Page004551 / 000716
Instrument DateMay 23, 2018
Instrument35562
Transaction TypeTransfer
Record UpdatedJun 14, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 GERONA RD ST AUGUSTINE FL 320866111, ST AUGUSTINE, FL 32086-6111

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$151,293 (+2.7%)$358,265 (+0.65%) Land $104,880 Building $253,385
2025$1,814.00 (+15.39%) Homeowner's exemption$147,315 (+5.99%)$355,958 (-1.28%) Land $107,040 Building $248,918
2024$1,572.00 (+2.34%)
2023$1,536.00 (+4.07%) Homeowner's exemption$138,993 (+3%)$360,563 (+9.31%) Land $107,040 Building $253,523
2022$1,476.00 Homeowner's exemption$134,945$329,851 Land $71,680 Building $258,171

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 69 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims18 (1992–2023)
Claims Outside the SFHA18 of 18
Most Recent ClaimOct 2023, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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