St. Johns County property record for 444 Gerona Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1987 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jun 2019) |
| Tax Bill | $4,240 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 233000-0000 |
| Primary APN | 233000-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 1,893 sqft |
| 1st Floor Area | 1,452 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 64 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 444 GERONA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-45 ST AUG SOUTH UT 10 LOTS 2633 & 2634 OR4743/1415 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 10 |
| Legal Block | 10 |
| Legal Lot Number | 2633 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21302 |
Source: St. Johns County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1609 SAN JOSE FOREST CT, SAINT AUGUSTINE, FL 32080-5425 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Sep 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 201943135 |
| Deed Book / Page | 4743 / 1415 |
| Prior Transfer Date | Sep 18, 2017 |
| Prior Transfer Doc | 0044370228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 444 GERONA RD, SAINT AUGUSTINE, FL 32086-6112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 444 GERONA RD, SAINT AUGUSTINE, FL 32086-6112 |
| Document Number | 0058070853 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 5807/853 |
| Instrument | 2023062931 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 444 GERONA RD, SAINT AUGUSTINE, FL 32086-6112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0050301638 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 5030/1638 |
| Instrument | 2020073684 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 19, 2019 |
| Property Address | 444 GERONA RD, SAINT AUGUSTINE, FL 32086-6112 |
| Document Number | 0047431415 |
| Book / Page | 4743 / 1415 |
| Map Reference | MB 8 PG 45 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 2019043135 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ACTION TTL SVCS OF ST CNTY I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 RAINTREE TRL, 207, SAINT AUGUSTINE, FL 32086-5548 |
| Name | Verified Name |
|---|---|
| Address | 444 GERONA RD, SAINT AUGUSTINE, FL 32086-6112 |
| Document Number | 0047431417 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 4743/1417 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 22, 2017 |
| Property Address | 444 GERONA RD, SAINT AUGUSTINE, FL 32086-6112 |
| Document Number | 0044370228 |
| Book / Page | 004437 / 000228 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 64266 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,215.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 GERONA RD ST AUGUSTINE FL 320866112, ST AUGUSTINE, FL 32086-6112 |
| Document Number | 44370230 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 004437/000230 |
| Instrument | 64267 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,027 (-0.39%) Land $104,880 Building $180,147 | $285,027 (-0.39%) Land $104,880 Building $180,147 | |
| 2025 | $4,240.00 (+77.93%) | $286,129 (+38.32%) | $286,129 (+1.17%) Land $107,040 Building $179,089 |
| 2024 | $2,383.00 (+2.14%) Homeowner's exemption | $206,856 (+3%) | $282,814 (-1.57%) Land $107,040 Building $175,774 |
| 2023 | $2,333.00 (+3.41%) Homeowner's exemption | $200,831 (+3%) | $287,330 (+6.79%) Land $107,040 Building $180,290 |
| 2022 | $2,256.00 Homeowner's exemption | $194,982 | $269,068 Land $71,680 Building $197,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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