445 Florencia Ln, Vista, CA 92083 Property Records

San Diego County property record for 445 Florencia Ln, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,150 sqft · built 1992
Lot Size0.61 acres (2,658 sqft)
Owner2 Individual Names on Record
Last Sale$241,000 (Dec 2012)
Tax Bill$4,048 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN163-281-63-00

Property Details

APN / Parcel Number

Primary APN163-281-63-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,150 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area2,658 sqft (0.61 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address445 FLORENCIA LN
CityVISTA
StateCA
Zip92083-4809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPI
Legal DescriptionLOT 63 TR 012767
Legal SubdivisionVISTA 89-196
Legal Tract012767
Legal Block3
Legal Lot Number63
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract19503

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 FLORENCIA LN, VISTA, CA 92083-4809
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2012 · Amount on Record
Deed SaleDec 21, 2012 · Amount on Record
Prior SaleApr 29, 2005 · Amount on Record
Deed Document Number2012807699
Prior Transfer DateApr 25, 2005
Prior Transfer Doc0000361979
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address445 FLORENCIA LN, VISTA, CA 92083-4809
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 FLORENCIA LN, VISTA, CA 92083-4809

Mortgage

Document Number0000671910
DateOct 29, 2020
Instrument2020-0671910
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$302,693 (+2%) Land $152,121 Building $150,572
2025$4,048.00 (+7.06%) Homeowner's exemption$296,759 (+4.04%) Land $149,139 Building $147,620
2023$3,781.00 (+0.27%) Homeowner's exemption$285,238 Land $143,349 Building $141,889
2022$3,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Astound Broadband, T-Mobile.

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