441 Florencia Ln, Vista, CA 92083 Property Records

San Diego County property record for 441 Florencia Ln, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,266 sqft · built 1992
Lot Size	0.63 acres (2,752 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jan 2024)
Tax Bill	$8,033 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`163-281-62-00`

Property Details

APN / Parcel Number

Primary APN	`163-281-62-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,266 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	2,752 sqft (0.63 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	441 FLORENCIA LN
City	VISTA
State	CA
Zip	92083-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 62 TR 012767
Legal Subdivision	VISTA 89-196
Legal Tract	012767
Legal Block	3
Legal Lot Number	62
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	19503

Owner

441 Florencia Ln is owned and occupied by two individuals who bought it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage 1781 INC
Jan 9, 2024	Grant Deed, Transfer · Conventional Mortgage 1781 INC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 5, 2019	Quit Claim Deed, Transfer OTHER
Sep 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 5, 2019	Affidavit of Death, Transfer OTHER
Sep 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024 · Amount on File
Deed Sale	Jan 9, 2024 · Amount on File
Prior Sale	Feb 27, 1992 · Amount on File
Deed Document Number	20246125
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	0000381709
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 FLORENCIA LN, VISTA, CA 92083-4809

Mortgage

Document Number	0000081098
Date	Mar 25, 2026
Instrument	2026-0081098

Lender

Name	1781 INC
Type	Non-Lending Institution
Address	GARDEN GROVE, CA 92840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2024
Property Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Document Number	0000006125
Map Reference	MAP 12767
Instrument Date	Dec 19, 2023
Instrument	2024-0006125
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	441 FLORENCIA LN, VISTA, CA 92083-4809

Mortgage

Document Number	0000006126
Date	Jan 9, 2024
Instrument	2024-0006126

Lender

Name	1781 INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 FLORENCIA LN, VISTA, CA 92083-4809

Mortgage

Document Number	0000717145
Date	Nov 16, 2020
Instrument	2020-0717145

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2019
Property Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Document Number	0000381709
Instrument Date	Aug 1, 2019
Instrument	381709
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	441 FLORENCIA LN VISTA CA 920834809, VISTA, CA 92083-4809

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2019
Property Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Document Number	0000381707
Instrument Date	Aug 1, 2019
Instrument	381707
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 FLORENCIA LN VISTA CA 920834809, VISTA, CA 92083-4809

Mortgage

Document Number	381708
Date	Sep 5, 2019
Instrument	381708

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2019
Property Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Document Number	0000381706
Instrument Date	Jun 27, 2019
Instrument	381706
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	441 FLORENCIA LN VISTA CA 920834809, VISTA, CA 92083-4809

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2017
Property Address	441 FLORENCIA LN, VISTA, CA 92083-4809
Document Number	0000405601
Instrument Date	Aug 28, 2017
Instrument	405601
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 333 JULIAN CA 920360333, JULIAN, CA 92036-0333

Tax Assessment & Valuation

The 2025 property tax bill for 441 Florencia Ln was $8,033, up 128.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,452 (+2%) Land $447,372 Building $208,080
2025	$8,033.00 (+128.21%)	$642,600 Land $438,600 Building $204,000
2024	$3,520.00 (-3.24%)
2023	$3,638.00 (+5.66%) Homeowner's exemption	$254,753 Land $76,472 Building $178,281
2022	$3,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 441 Florencia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 441 Florencia Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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