445 Edgewater Ct, Coldwater, MI 49036 Property Records

Branch County property record for 445 Edgewater Ct, Coldwater, MI 49036 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	12,197 sqft (0.28 acres)
Last Sale	$459,000 (2019)
Tax Bill	$9,785.00 (2025)

Owner

Source: Branch County records · APN 150-S50-000-102-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	21809 ROAD 23U, DELPHOS, OH 45833-9350
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2021	Intrafamily Transfer, Transfer
Sep 24, 2019	Deed, Transfer · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Doc Number	20196110
Last Transfer Date	Jun 18, 2021
Transfer Doc	202105286
Record Refreshed	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jul 06, 2021
Property Address	445 EDGEWATER CT, COLDWATER, MI 49036-8596
Document Number	202105286
Map Reference	LB 7 PG 51-55
Instrument Date	Jun 18, 2021
Instrument	2021-05286
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	21809 ROAD 23U, DELPHOS, OH 45833-9350

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 24, 2019
Property Address	445 EDGEWATER CT, COLDWATER, MI 49036-8596
Document Number	201906110
Map Reference	LB 7 PG 51-55
Instrument Date	Sep 23, 2019
Instrument	2019-06110
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,947.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 EDGEWATER CT, 445, COLDWATER, MI 49036-8596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21809 ROAD 23U, DELPHOS, OH 45833-9350

Mortgage

Document Number	201906111
Date	Sep 24, 2019
Instrument	2019-06111

Lender

Name	SUPERIOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2024
Change Frequency	2 Years
Min Rate At Change	2%
Max Rate At Change	3.62%
Index	5-Year CMT
Max Rate	7.62%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,100 (+11.5%)	$830,200 (+11.5%)
2025	$9,785.00 (+2.81%)	$372,300	$744,600
2024	$9,518.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`150-S50-000-102-00`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	445 EDGEWATER CT
City	COLDWATER
State	MI
Zip	49036-8596
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 102 SHAWNEE SHOALS NO 3 SEC 3 T8S R6W
Legal Range	06W
Legal Township	08S
Legal Section	03
Legal Subdivision	SHAWNEE SHOALS NO 3
Legal Lot Number	102
Jurisdiction	BRANCH MI
Minor Civil Division	KINDERHOOK
Census Blockgroup	2
Census Block	2013
Census Tract	951000

445 Edgewater Ct, Coldwater, MI 49036 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Exterior

Location & Zoning

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