442 Edgewater Ct, Coldwater, MI 49036 Property Records

Branch County property record for 442 Edgewater Ct, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jul 2018)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-S50-000-108-00`

Property Details

APN / Parcel Number

Primary APN	`150-S50-000-108-00`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	442 EDGEWATER CT
City	COLDWATER
State	MI
Zip	49036-8587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 SHAWNEE SHOALS NO 3 SEC 3 T8S R6W
Legal Range	06W
Legal Township	08S
Legal Section	03
Legal Subdivision	SHAWNEE SHOALS # 3
Legal Lot Number	108
Jurisdiction	BRANCH MI
Township / Civil Division	KINDERHOOK
Census Block Group	2
Census Block	2013
Census Tract	951000

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 EDGEWATER CT, COLDWATER, MI 49036-8587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Oct 2, 2018	Deed of Trust, Mortgage · Construction Mortgage CENTURY BANK & TRUST
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Jul 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	20184633
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	442 EDGEWATER CT, COLDWATER, MI 49036-8587
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902708
Date	May 2, 2019
Instrument	2019-02708

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	442 EDGEWATER CT, COLDWATER, MI 49036-8587
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806453
Date	Oct 2, 2018
Instrument	2018-06453

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2019

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	442 EDGEWATER CT, COLDWATER, MI 49036-8587
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001878
Date	Apr 6, 2020
Instrument	2020-01878

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 18, 2018
Property Address	442 EDGEWATER CT, COLDWATER, MI 49036-8587
Document Number	0201804633
Map Reference	LB7 PG51-55
Instrument Date	Jul 13, 2018
Instrument	2018-04633
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 LANE 750 SNOW LK, 375, FREMONT, IN 46737-9065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 ROLLING MEADOWS DR, QUINCY, MI 49082-9548

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Kinderhook Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,800 (+11.63%)	$773,600 (+11.63%)
2025	$6,255.00 (+2.63%)	$346,500	$693,000
2024	$6,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Lakeland Internet Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Frontier, Mercury Fiber.

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