445 Eagle Cir, North Sioux City, SD 57049 Property Records

Union County property record for 445 Eagle Cir, North Sioux City, SD 57049

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 1,376 sqft · built 2000
Lot Size0.376 acres (16,379 sqft)
OwnerCompany Name on Record
Last Sale$363,000 (Feb 2025)
Tax Bill$5,900 (2026)
Deeds & MortgagesJun 2025 Sale & Mortgage
Feb 2025 Sale & Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN23.PR.05.1010

Property Details

APN / Parcel Number

Primary APN23.PR.05.1010

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area1,376 sqft Living Area
Basement Area1,295 sqft
Unfinished Basement1,295 sqft
FlooringBrick
Interior WallsBrick

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area16,379 sqft (0.376 acres)
Garage TypeAttached
Garage Area1,066 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address445 EAGLE CIR
CityNORTH SIOUX CITY
StateSD
Zip57049-5321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 PRAIRIE 5TH ADD DAK DUNES (.376A)
Legal SubdivisionPRAIRIE 5TH ADD
Legal Lot Number10
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionBIG SIOUX
Census Block Group2
Census Block2008
Census Tract20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address599 MONTEREY TRL, NORTH SIOUX CITY, SD 57049-5284
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2025Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK
Feb 28, 2025Warranty Deed, Transfer · Line of Credit
ANTHONY GRASSO
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
May 25, 2018Deed of Trust, Mortgage
CENTRAL BANK
Oct 16, 2018Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2025 · Amount on Record
Deed SaleFeb 26, 2025 · Amount on Record
Prior SaleOct 16, 2018 · Amount on Record
Deed Document Number2025
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateJun 10, 2025
Property Address445 EAGLE CIR, DAKOTA DUNES, SD 57049-5321
Document Number000115/320
Book / Page115 / 320
Instrument DateJun 5, 2025
Instrument251269
Transaction TypeTransfer
Record UpdatedOct 6, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address450 W PINEHURST TRL, DAKOTA DUNES, SD 57049-5235

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 EAGLE CIR, DAKOTA DUNES, SD 57049-5321

Mortgage

Document Number0000186361
DateJun 10, 2025
Instrument186/361
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateFeb 28, 2025
Property Address445 EAGLE CIR, DAKOTA DUNES, SD 57049-5321
Document Number000115/106
Book / Page115 / 106
Instrument DateFeb 26, 2025
Instrument250421
Transaction TypeTransfer
Record UpdatedOct 6, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address760 CROOKED TREE LN, DAKOTA DUNES, SD 57049-5416

Transferred To (Grantee/Buyer)

NameVerified Name
Address599 MONTEREY TRL, DAKOTA DUNES, SD 57049-5284

Mortgage

Document Number0000186128
DateFeb 28, 2025
Instrument186/128
Lender
NameANTHONY GRASSO
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueMar 1, 2026
Interest
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address445 EAGLE CIR, DAKOTA DUNES, SD 57049-5321
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number178/838
DateAug 4, 2021
Book Page178/838
Instrument213681
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address445 EAGLE CIR, DAKOTA DUNES, SD 57049-5321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number172/0366
DateMay 25, 2018
Book Page172/0366
Instrument182085
Lender
NameCENTRAL BANK
TypeBank
AddressSIOUX CITY, IA 51101
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateOct 16, 2018
Property Address445 EAGLE CIR, DAKOTA DUNES, SD 57049-5321
Document Number00108/0679
Book / Page108 / 0679
Instrument DateOct 9, 2018
Instrument184390
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 EAGLE CIR, DAKOTA DUNES, SD 57049-5321

Mortgage

Document Number0000184391
DateOct 16, 2018
Instrument184391
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionBig Sioux Township
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,900.00 (+0.02%)$374,110 (-) Land $57,370 Building $316,740
2025$5,899.00 (+13.7%)$374,110 (+12.41%) Land $57,370 Building $316,740
2024$5,188.00 (-0.63%)
2023$5,221.00 (+6.51%)$332,796 Land $57,370 Building $275,426
2022$4,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 124 policies
Nearby Flood Policies124 in force
Nearby Flood Claims33 (2011–2024)
Claims Outside the SFHA25 of 33
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 2 claims
  • Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAKOTA DUNES CID
serves 3,700 people · EPA ID SD4602093
Water SourcePurchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State InspectionApr 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable
1,500 / 50
ImOn Communications
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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