Union County property record for 439 Eagle Cir, North Sioux City, SD 57049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,410 sqft · built 2001 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Oct 2007) |
| Tax Bill | $5,835 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23.PR.05.1009 |
| Primary APN | 23.PR.05.1009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Basement Area | 1,382 sqft |
| Finished Basement | 1,382 sqft |
| Unfinished Basement | 1,404 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 18,121 sqft (0.416 acres) |
| Garage Type | Attached |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 439 EAGLE CIR |
|---|---|
| City | NORTH SIOUX CITY |
| State | SD |
| Zip | 57049-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 PRAIRIE 5TH ADD DAK DUNES (.416A) |
| Legal Subdivision | PRAIRIE 5TH ADD |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | BIG SIOUX |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20301 |
439 Eagle Cir is owned and occupied by an individual who bought it in October 2007.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 439 EAGLE CIR, NORTH SIOUX CITY, SD 57049-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage SIOUXLAND FCU |
| Sep 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| May 23, 2023 | Deed of Trust, Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA |
| Aug 14, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED STATES OF AMERICA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2007 · Amount on File |
| Deed Sale | Oct 26, 2007 · Amount on File |
| Deed Document Number | 20075471 |
| Deed Book / Page | 97 / 771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Aug 5, 2025 |
| Property Address | 439 EAGLE CIR, DAKOTA DUNES, SD 57049-5321 |
| Document Number | 000115/478 |
| Book / Page | 115 / 478 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 251761 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 TETON PINES CT, DAKOTA DUNES, SD 57049-5445 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 439 EAGLE CIR, DAKOTA DUNES, SD 57049-5321 |
| Document Number | 0000186482 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 186/482 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 439 EAGLE CIR, DAKOTA DUNES, SD 57049-5321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 439 EAGLE CIR, DAKOTA DUNES, SD 57049-5321 |
| Document Number | 000182/479 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 182/479 |
| Instrument | 232006 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 439 EAGLE CIR, DAKOTA DUNES, SD 57049-5321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 439 EAGLE CIR, MCCOOK LAKE, SD 57049-5321 |
| Document Number | 000182/248 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 182/248 |
| Instrument | 231162 |
| Name | SECURITY NATIONAL BANK OF SOUTH DAKOTA |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Amount | Amount on Record |
|---|---|
| Term | 265 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 439 EAGLE CIR, DAKOTA DUNES, SD 57049-5321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170/0608 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 170/0608 |
| Instrument | 173133 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | NORTH SIOUX CITY, SD 57049 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 54 Months |
| Due | Feb 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 439 EAGLE CIR, DAKOTA DUNES, SD 57049-5321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 176/413 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 176/413 |
| Instrument | 201894 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2026 property tax bill for 439 Eagle Cir was $5,835, up % from the year before.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Big Sioux Township |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,835.00 (+0.02%) | $369,973 (-) Land $49,284 Building $320,689 |
| 2025 | $5,834.00 (+14.06%) | $369,973 Land $49,284 Building $320,689 |
| 2024 | $5,115.00 (-0.64%) | |
| 2023 | $5,148.00 (+6.5%) | $328,144 Land $49,284 Building $278,860 |
| 2022 | $4,834.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 439 Eagle Cir in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 124 policies |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 33 (2011–2024) |
| Claims Outside the SFHA | 25 of 33 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 Eagle Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| ImOn Communications Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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