Indian River County property record for 445 E Temple Ct SW, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 2003 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,500 (Mar 2013) |
| Tax Bill | $2,464 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-21-00006-0000-00032.0 |
| Primary APN | 33-39-21-00006-0000-00032.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,802 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 125 ft deep x 118 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 704 sqft |
| Porch | Screened Porch |
| Porch Area | 176 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 445 E TEMPLE CT SW |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CITRUS SPRINGS VILLAGE B PD LOT 32 PBI 16-38 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 21 |
| Legal Subdivision | CITRUS SPRINGS VILLAGE B PD |
| Legal Lot Number | 32 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50706 |
Source: Indian River County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 E TEMPLE CT SW, VERO BEACH, FL 32968-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2013 · Amount on Record |
| Deed Sale | Mar 6, 2013 · Amount on Record |
| Prior Sale | Nov 6, 2002 · Amount on Record |
| Deed Document Number | 20133120130015086 |
| Deed Book / Page | 2649 / 1677 |
| Record Updated | Oct 29, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 (+19.03%) Homeowner's exemption Veteran's exemption | $191,563 (+5.99%) | $372,483 (-0.93%) Land $60,775 Building $311,708 |
| 2023 | $2,070.00 (+3.09%) | $180,742 (+3%) | $375,987 (+11.52%) Land $60,775 Building $315,212 |
| 2022 | $2,008.00 | $175,478 | $337,160 Land $51,425 Building $285,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 437 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 437 in force |
| Nearby Flood Claims | 4 (2004–2025) |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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