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420 E Temple Ct SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 420 E Temple Ct SW, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,000 sqft · built 2003
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Nov 2020)
Tax Bill$3,694 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jun 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN33-39-21-00006-0000-00047.0

Property Details

APN / Parcel Number

Primary APN33-39-21-00006-0000-00047.0
Alternative APN
  • 82309

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,000 sqft Living Area
Gross Area2,460 sqft
1st Floor Area2,000 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions125 ft deep x 65 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area608 sqft

Exterior Amenities

Pool Area220 sqft
PorchOpen Porch
Porch Area371 sqft
Patio Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address420 E TEMPLE CT SW
CityVERO BEACH
StateFL
Zip32968-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCITRUS SPRINGS VILLAGE B PD LOT 47 PBI 16-38
Legal Range39E
Legal Township33S
Legal Section21
Legal SubdivisionCITRUS SPRINGS VILLAGE B PD
Legal Lot Number47
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1015
Census Tract50706

Owner

420 E Temple Ct SW is owned and occupied by two individuals who bought it in November 2020.

Source: Indian River County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address420 E TEMPLE CT SW, VERO BEACH, FL 32968-3834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Jun 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 25, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on File
Deed SaleNov 24, 2020 · Amount on File
Prior SaleSep 25, 2017 · Amount on File
Deed Document Number202070774
Deed Book / Page3359 / 2257
Prior Transfer DateJun 18, 2020
Prior Transfer Doc0033110322
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 24, 2020
Property Address420 E TEMPLE CT SW, VERO BEACH, FL 32968-3834
Document Number0033592257
Book / Page3359 / 2257
Map ReferenceMB 16 PG 38,38A&38B
Instrument DateNov 23, 2020
Instrument3120200070774
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address993 SUMNER LOOP, 993, THE VILLAGES, FL 32163-5577

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 E TEMPLE CT SW, VERO BEACH, FL 32968-3834

Mortgage

Document Number33592259
DateNov 24, 2020
Instrument3359/2259
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 18, 2020
Property Address420 E TEMPLE CT SW, VERO BEACH, FL 32968-3834
Document Number0033110322
Book / Page003311 / 000322
Instrument DateJun 18, 2020
Instrument34121
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 E TEMPLE CT SW VERO BEACH FL 329683834, VERO BEACH, FL 32968-3834

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 25, 2017
Property Address420 E TEMPLE CT SW, VERO BEACH, FL 32968-3834
Document Number0030571602
Book / Page003057 / 001602
Instrument DateSep 21, 2017
Instrument55026
Transaction TypeTransfer
Record UpdatedOct 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,030.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address420 E TEMPLE CT SW VERO BEACH FL 329683834, VERO BEACH, FL 32968-3834

Tax Assessment & Valuation

The 2025 property tax bill for 420 E Temple Ct SW was $3,694 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,694.00 Homeowner's exemption$274,126$414,874 Land $55,250 Building $359,624
2023$3,224.00 (+2.71%)$258,641 (+3%)$418,916 (+11.36%) Land $55,250 Building $363,666
2022$3,139.00$251,108$376,190 Land $46,750 Building $329,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 E Temple Ct SW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 437 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies437 in force
Nearby Flood Claims4 (2004–2025)
Most Recent ClaimFeb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 E Temple Ct SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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