445 E Richmond Dr, Hope, MI 48628 Property Records

Midland County property record for 445 E Richmond Dr, Hope, MI 48628

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,653 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Nov 2020)
Tax Bill	$6,975 (2025)
Deeds & Mortgages	Aug 2026 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-071-500-100-00`

Property Details

APN / Parcel Number

Primary APN	`050-071-500-100-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Basement Area	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Garage Area	1,748 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 E RICHMOND DR
City	HOPE
State	MI
Zip	48628-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	T16N R1E LOT 9 THOMAS SHORES.
Legal Subdivision	THOMAS SHORES
Legal Lot Number	9
Jurisdiction	MIDLAND MI
Township / Civil Division	HOPE
Census Block Group	1
Census Block	1005
Census Tract	291101

Owner

Source: Midland County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	445 E RICHMOND DR, HOPE, MI 48628-9723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 18, 2022	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Book / Page	1639 / 1405
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000007479
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 3, 2026
Property Address	445 E RICHMOND DR, HOPE, MI 48628-9723
Document Number	0000007479
Instrument Date	Jul 24, 2026
Instrument	20267479
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	445 E RICHMOND DR, HOPE, MI 48628-9723

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	445 E RICHMOND DR, HOPE, MI 48628-9723
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 E RICHMOND DR, HOPE, MI 48628-9723

Mortgage

Document Number	0001656/96
Date	Apr 18, 2022
Book Page	1656/96

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 25, 2020
Property Address	445 E RICHMOND DR, HOPE, MI 48628-9723
Document Number	1639/1405
Book / Page	1639 / 1405
Map Reference	LB C PG 16
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 BACON RD, 404, SAGINAW, MI 48609-5160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E RICHMOND DR, HOPE, MI 48628-9723

Mortgage

Document Number	16391406
Date	Nov 25, 2020
Instrument	1639/1406

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Oct 26, 2018
Property Address	445 E RICHMOND DR, HOPE, MI 48628-9723
Document Number	1619/0968
Book / Page	1619 / 0968
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 BACON RD, 604, SAGINAW, MI 48609-5169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BACON RD, SAGINAW, MI 48609-5169

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Hope Township
Unified School District	Meridian Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,100 (+4.35%)	$374,200 (+4.35%)
2025	$6,975.00 (+23.5%) Homeowner's exemption	$179,300	$358,600
2024	$5,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ISP Management.

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