401 E Richmond Dr, Hope, MI 48628 Property Records

Midland County property record for 401 E Richmond Dr, Hope, MI 48628

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 1,944 sqft · built 1973
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$234,650 (Dec 2020)
Tax Bill$5,294 (2024)
Deeds & MortgagesApr 2024 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-071-500-140-00

Property Details

APN / Parcel Number

Primary APN050-071-500-140-00

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,944 sqft Living Area
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions316 ft deep x 66.7 ft wide
Garage Area1,116 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Street Address401 E RICHMOND DR
CityHOPE
StateMI
Zip48628-9723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionT16N R1E LOT 14 THOMAS SHORES.
Legal SubdivisionTHOMAS SHORES
Legal Lot Number14
JurisdictionMIDLAND MI
Township / Civil DivisionHOPE
Census Block Group1
Census Block1005
Census Tract291101

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 E RICHMOND DR, HOPE, MI 48628-9723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
DOW CU
Dec 29, 2020Warranty Deed, Transfer · Conventional Mortgage
DOW CHEMICAL EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleJan 7, 2004 · Amount on Record
Deed Book / Page1640 / 1453
Prior Transfer DateJul 10, 2013
Prior Transfer Doc1568/688
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address401 E RICHMOND DR, HOPE, MI 48628-9723
Transaction TypeMortgage
Record UpdatedMay 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E RICHMOND DR, HOPE, MI 48628-9723

Mortgage

Document Number01671/1246
DateApr 17, 2024
Book Page1671/1246
Lender
NameDOW CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateDec 29, 2020
Property Address401 E RICHMOND DR, HOPE, MI 48628-9723
Document Number1640/1453
Book / Page1640 / 1453
Map ReferenceLB C PG 16
Instrument DateDec 23, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,762.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address401 E RICHMOND DR, 401, HOPE, MI 48628-9723

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E RICHMOND DR, HOPE, MI 48628-9723

Mortgage

Document Number16401454
DateDec 29, 2020
Instrument1640/1454
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHope Township
Unified School DistrictMeridian Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$147,200$294,400
2024$5,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: ISP Management.

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